BMO CashBack Business Mastercard
MASTERCARDFor business spending
BMO CashBack Business Mastercard
6.4Canada Cards ScoreGoodGet 10% cash back on gas, office supplies, and recurring cell phone/internet bill payments for 3 months
Why get this card
- ✓No annual fee
- ✓Earn 0% on general
Pros
- +No annual fee
Cons
- -Modest base earn rate
- -No insurance coverages captured
Earn rates
- general0%
Welcome offer
Get 10% cash back on gas, office supplies, and recurring cell phone/internet bill payments for 3 months
- Bonus points
- —
- Minimum spend
- —
- Spend window
- 90 days
- Offer ends
- —
10% cash back on gas, office supplies, and recurring cell phone/internet bill payments for 3 months, plus 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.
Fees
- Annual fee
- No fee
- Additional card
- —
- Foreign transaction fee
- —
No annual fee
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 23.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Cash Back
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
6.4Good- Everyday earn rateWeight 30
0% on general
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the BMO CashBack Business Mastercard worth it?
- It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the BMO CashBack Business Mastercard?
- The annual fee is No fee. The purchase interest rate is 20.99% and the cash advance rate is 23.99%. These are sourced from BMO's official page.
- What rewards does the BMO CashBack Business Mastercard earn?
- It earns up to 0% on general, in Cash Back. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from BMO's own pages. Last checked 2026-06-13.
Cited, never sponsored
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