BMO
Best BMO No Annual Fee Credit Cards Cards
5 of 12 BMO cards match this category, ranked by value. Every figure sourced from the official BMO product page — updated 2026-07-29.
BMO CashBack Mastercard
Cash back on everyday spending
Welcome value
—
No current offer
Get up to 5% cash back in your first 3 months
- Annual fee
- No fee
- Purchase APR
- 21.99%
BMO Ascend Business Mastercard
For business spending
Welcome value
25k pts
Earn 25,000 BMO Rewards points when you spend $3,000 in the first 110 days
- Annual fee
- No fee
- Purchase APR
- 18.99%
BMO Blue Rewards Business Mastercard
For business spending
Welcome value
30k pts
Earn 30,000 Blue Points when you spend $3,000 in the first 110 days
- Annual fee
- No fee
- Purchase APR
- 20.99%
BMO CashBack Business Mastercard
For business spending
Welcome value
—
No current offer
Get 10% cash back on gas, office supplies, and recurring cell phone/internet bill payments for 3 months
- Annual fee
- No fee
- Purchase APR
- 20.99%
BMO eclipse rise Visa
No annual fee rewards
Welcome value
—
No current offer
25,000 bonus points for you
- Annual fee
- No fee
- Purchase APR
- 21.99%
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Frequently asked
- What is the best BMO no annual fee credit cards card?
- Based on our ranking, the BMO CashBack Mastercard leads this category with a No fee annual fee and 21.99% purchase APR. Rankings update daily.
- How many BMO no annual fee credit cards cards are there?
- We track 5 BMO cards that match this category, with every figure sourced from the official BMO product pages.
- What annual fee do BMO no annual fee credit cards cards have?
- Fees vary by card tier. Our ranking shows the full annual fee for each card, sourced from the official BMO application page. Use the fee filter to narrow by budget.
- Is the BMO no annual fee credit cards card worth it?
- The BMO CashBack Mastercard ranks highest in our value-based scoring for this category. Compare its earn rates, welcome offer, and benefits against the other 4 cards in this category before applying.
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