CIBC Dividend Platinum Visa Card

Earn rates

• gas, EV charging, and groceries3%
• transportation, dining, recurring payments, eligible travel via CIBC by Expedia2%
• all other purchases1%

Welcome offer

10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus

Bonus points

—

Minimum spend

$2,000

Spend window

—

Offer ends

—

Earn a 10% cash back welcome bonus of up to $200 for the first 4 statements on net purchases up to $2,000; plus a $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements

Fees

Annual fee

$99

Additional card

$30

Foreign transaction fee

—

$99 annual fee (first year rebated); $30 each for up to 3 additional cards (first year rebated)

Interest rates

Purchase APR

21.99%

Cash advance APR

22.99%

Balance transfer APR

—

Grace period

—

Rate effective date

—

Benefits & insurance

Lounge access

—

Insurance coverages

1

• purchase security and extended protection insurance

Redemption & eligibility

Reward currency

Cash Back

Redemption options

statement credit / cash back redeemed via online or mobile banking once $10+

Transfer partners

—

Min. personal income

—

Min. household income

$15,000

$15,000 minimum annual household income