MBNA Rewards Platinum Plus Mastercard

Earn rates

• Restaurant, grocery, digital media, membership and household utilities2x

  4 points per $1 during the first 90 days, then 2 points per $1; capped at $10,000 annual spend per category

• All other purchases1x

  Plus an annual Birthday Bonus of 10% of points earned in the prior 12 months

Welcome offer

Earn up to 10,000 bonus MBNA Rewards Points ($50 in cash back value)

Bonus points

10,000

Minimum spend

$500

Spend window

90 days

Offer ends

—

5,000 bonus points ($25 cash back value) after $500+ in eligible purchases within the first 90 days, plus 5,000 bonus points ($25) when enrolled in paperless e-statements. Also earn 4 points per $1 on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days (2 points thereafter). Welcome offer not available to residents of Quebec.

Fees

Annual fee

No fee

Additional card

—

Foreign transaction fee

—

Interest rates

Purchase APR

21.99%

Cash advance APR

22.99%

Balance transfer APR

22.99%

Grace period

—

Rate effective date

—

Benefits & insurance

Lounge access

—

Insurance coverages

3

• Mobile Device Insurance (up to $1,000)
• Extended Warranty (doubles manufacturer warranty)
• Purchase Assurance ($60,000 lifetime limit)

Redemption & eligibility

Reward currency

MBNA Rewards Points

Redemption options

Cash back (200 points = $1), Travel (100 points = $1), Brand-name merchandise, Gift cards, Charitable donations

Transfer partners

—

Min. personal income

—

Min. household income

—

Open to Canadian residents who are of the age of majority in their province/territory of residence.