MBNA Smart Cash Platinum Plus Mastercard

Earn rates

• Gas and groceries2%

  5% for the first 6 months (capped at $500/month per category), then 2%

• All other purchases0.5%

Welcome offer

Earn 5% Cash Back on gas and groceries for the first 6 months

Bonus points

—

Minimum spend

—

Spend window

—

Offer ends

—

5% cash back on gas and groceries for the first 6 months (capped at $500 in spend per category per month), then standard earn rates apply.

Fees

Annual fee

No fee

Additional card

No fee

Foreign transaction fee

—

Interest rates

Purchase APR

21.99%

Cash advance APR

22.99%

Balance transfer APR

22.99%

Grace period

—

Rate effective date

—

Benefits & insurance

Lounge access

—

Insurance coverages

2

• Purchase Assurance (90 days, $60,000 lifetime limit)
• Extended Warranty (doubles coverage up to one additional year)

Redemption & eligibility

Reward currency

MBNA Dollars

Redemption options

—

Transfer partners

—

Min. personal income

—

Min. household income

—

Canadian residents of the age of majority in their province/territory of residence.