Amazon.ca Rewards Mastercard
MASTERCARDNo annual fee rewards
Amazon.ca Rewards Mastercard
7.1Canada Cards ScoreVery goodGet 5% back at Amazon.ca, Whole Foods Market, grocery stores and restaurants for the first 6 months
Why get this card
- ✓No annual fee
- ✓Earn 2.5% on amazon.ca and whole foods market (prime members)
Pros
- +No annual fee
Cons
- -High 21.74% purchase interest rate
Earn rates
- Amazon.ca and Whole Foods Market (Prime members)2.5%
Non-Prime members earn 1.5%
- All other purchases1%
- Foreign currency purchases (Prime members)2.5%
Non-Prime members earn 1%
Welcome offer
Get 5% back at Amazon.ca, Whole Foods Market, grocery stores and restaurants for the first 6 months
- Bonus points
- —
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
5% back at Amazon.ca, Whole Foods Market stores in Canada, grocery stores and restaurants for the first 6 months, on your first $3,000 in eligible purchases.
Fees
- Annual fee
- No fee
- Additional card
- No fee
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 21.74%
- Cash advance APR
- 22.99%
- Balance transfer APR
- 22.99%
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 2
- Purchase Assurance (90 days, $60,000 lifetime limit)
- Extended Warranty (adds up to one year)
Redemption & eligibility
- Reward currency
- Amazon.ca Gift Card
- Redemption options
- Points redeem as Amazon.ca Gift Cards loaded automatically to your Amazon.ca account
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
Canadian residents of the age of majority in their province/territory of residence.
How we scored it
7.1Very good- Everyday earn rateWeight 30
2.5% on Amazon.ca and Whole Foods Market (Prime members)
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
2 insurance coverages
- Interest costWeight 10
21.74% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the Amazon.ca Rewards Mastercard worth it?
- It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Amazon.ca Rewards Mastercard?
- The annual fee is No fee. The purchase interest rate is 21.74% and the cash advance rate is 22.99%. These are sourced from MBNA's official page.
- What rewards does the Amazon.ca Rewards Mastercard earn?
- It earns up to 2.5% on amazon.ca and whole foods market (prime members), in Amazon.ca Gift Card. See the full earn-rate breakdown above.
Official sources
Every figure on this page comes from MBNA's own pages. Last checked 2026-06-17.
Cited, never sponsored
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