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Amazon.ca Rewards Mastercard

MASTERCARD

No annual fee rewards

Amazon.ca Rewards Mastercard

7.1Canada Cards ScoreVery good

Get 5% back at Amazon.ca, Whole Foods Market, grocery stores and restaurants for the first 6 months

Annual fee No feePurchase APR 21.74%
Apply on MBNA

Why get this card

  • No annual fee
  • Earn 2.5% on amazon.ca and whole foods market (prime members)

Pros

  • +No annual fee

Cons

  • -High 21.74% purchase interest rate

Earn rates

  • Amazon.ca and Whole Foods Market (Prime members)2.5%

    Non-Prime members earn 1.5%

  • All other purchases1%
  • Foreign currency purchases (Prime members)2.5%

    Non-Prime members earn 1%

Welcome offer

Get 5% back at Amazon.ca, Whole Foods Market, grocery stores and restaurants for the first 6 months

Bonus points
Minimum spend
Spend window
Offer ends

5% back at Amazon.ca, Whole Foods Market stores in Canada, grocery stores and restaurants for the first 6 months, on your first $3,000 in eligible purchases.

Fees

Annual fee
No fee
Additional card
No fee
Foreign transaction fee

Interest rates

Purchase APR
21.74%
Cash advance APR
22.99%
Balance transfer APR
22.99%
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages
2
  • Purchase Assurance (90 days, $60,000 lifetime limit)
  • Extended Warranty (adds up to one year)

Redemption & eligibility

Reward currency
Amazon.ca Gift Card
Redemption options
Points redeem as Amazon.ca Gift Cards loaded automatically to your Amazon.ca account
Transfer partners
Min. personal income
Min. household income

Canadian residents of the age of majority in their province/territory of residence.

How we scored it

7.1Very good
  • Everyday earn rateWeight 30

    2.5% on Amazon.ca and Whole Foods Market (Prime members)

  • Welcome valueWeight 25

    No current welcome offer

  • Annual-fee valueWeight 20

    No annual fee

  • Benefits depthWeight 15

    2 insurance coverages

  • Interest costWeight 10

    21.74% purchase APR

Our editorial rating, computed only from sourced figures. See the full methodology.

Compare with similar cards

Learn before you apply

Frequently asked

Is the Amazon.ca Rewards Mastercard worth it?
It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the Amazon.ca Rewards Mastercard?
The annual fee is No fee. The purchase interest rate is 21.74% and the cash advance rate is 22.99%. These are sourced from MBNA's official page.
What rewards does the Amazon.ca Rewards Mastercard earn?
It earns up to 2.5% on amazon.ca and whole foods market (prime members), in Amazon.ca Gift Card. See the full earn-rate breakdown above.

Official sources

Every figure on this page comes from MBNA's own pages. Last checked 2026-06-17.

Cited, never sponsored

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