WestJet RBC Mastercard
MASTERCARDTravel points & miles
WestJet RBC Mastercard
6.8Canada Cards ScoreGoodWelcome bonus
~$100
Get up to 10,000 WestJet points, that's a value of up to $100 off travel
Why get this card
- ✓Bonus covers 2× the annual fee
- ✓Earn 1.5x on westjet purchases
Pros
- +Welcome bonus covers 2x the annual fee
Cons
- -$39 annual fee
- -No insurance coverages captured
Earn rates
- westjet_purchases1.5x
1.5 points per $1 on WestJet flights, WestJet Vacations and Sunwing Vacations
- dining_streaming_subscriptions1.5x
1.5 points per $1 on restaurants, food delivery, digital subscriptions, streaming and digital games
- all_purchases1x
1 point per $1 on everyday purchases
Welcome offer
Get up to 10,000 WestJet points, that's a value of up to $100 off travel
- Est. cash value
- ~$100
- Bonus points
- 10,000
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
Up to 10,000 WestJet points welcome bonus
Is this a record high? See the bonus history →Fees
- Annual fee
- $39
- Additional card
- $19
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- WestJet points
- Redemption options
- flights, vacation packages
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
6.8Good- Everyday earn rateWeight 30
1.5x on westjet_purchases (≈1.5¢/$)
- Welcome valueWeight 25
~$100 estimated
- Annual-fee valueWeight 20
$39 annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the WestJet RBC Mastercard worth it?
- It carries a $39 annual fee and a welcome offer worth about $100, for an estimated first-year value of +$61. Bonus covers 2× the annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the WestJet RBC Mastercard?
- The annual fee is $39. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the WestJet RBC Mastercard earn?
- It earns up to 1.5x on westjet purchases, in WestJet points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.
Cited, never sponsored
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