TD® Aeroplan® Visa Infinite Privilege* Card
VISATravel points & miles
TD® Aeroplan® Visa Infinite Privilege* Card
8.1Canada Cards ScoreExcellentWelcome bonus
~$1785
Welcome bonus up to 85,000 Aeroplan points
Why get this card
- ✓Big welcome bonus worth ~$1785
- ✓Bonus covers 2× the annual fee
- ✓Earn 2x on air canada purchases
Pros
- +Big welcome bonus worth about $1785
Cons
- -Steep $599 annual fee
- -High 21.99% purchase interest rate
- -Needs $150,000 minimum income
Earn rates
- Air Canada purchases2x
per $1 spent
- Dining, food delivery, recurring bill payments1.5x
per $1 spent
- All other purchases1.25x
per $1 spent
Welcome offer
Welcome bonus up to 85,000 Aeroplan points
- Est. cash value
- ~$1785
- Bonus points
- 85,000
- Minimum spend
- $12,000
- Spend window
- 180 days
- Offer ends
- —
20,000 points on first Purchase; 35,000 points when you spend $12,000 in 180 days; one-time anniversary bonus of 30,000 points when you spend $24,000 within 12 months.
Is this a record high? See the bonus history →Fees
- Annual fee
- $599
- Additional card
- —
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 21.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Aeroplan points
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- $150,000
- Min. household income
- $200,000
$150,000 annual personal income or $200,000 annual household income.
How we scored it
8.1Excellent- Everyday earn rateWeight 30
2x on Air Canada purchases (≈4.2¢/$)
- Welcome valueWeight 25
~$1785 estimated
- Annual-fee valueWeight 20
$599 annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
21.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the TD® Aeroplan® Visa Infinite Privilege* Card worth it?
- It carries a $599 annual fee and a welcome offer worth about $1785, for an estimated first-year value of +$1186. Big welcome bonus worth ~$1785. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the TD® Aeroplan® Visa Infinite Privilege* Card?
- The annual fee is $599. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from TD Canada Trust's official page.
- What rewards does the TD® Aeroplan® Visa Infinite Privilege* Card earn?
- It earns up to 2x on air canada purchases, in Aeroplan points. See the full earn-rate breakdown above.
- What income do I need for the TD® Aeroplan® Visa Infinite Privilege* Card?
- TD Canada Trust lists a minimum personal income of $150,000 or household income of $200,000.
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Official sources
Every figure on this page comes from TD Canada Trust's own pages. Last checked 2026-06-13.
Cited, never sponsored
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