TD Rewards Visa* Card
VISANo annual fee rewards
TD Rewards Visa* Card
7.0Canada Cards ScoreVery goodWelcome bonus
~$152
Welcome Bonus of 30,310 TD Rewards Points plus $100 value in TD Rewards Points for Amazon.ca, no annual fee
Why get this card
- ✓No annual fee
- ✓Earn 4x on travel booked through expedia for td
Pros
- +No annual fee
- +Strong 4x earn on travel booked through expedia for td
Cons
- -High 21.99% purchase interest rate
- -No insurance coverages captured
Earn rates
- Travel booked through Expedia For TD4x
per $1 spent (top tier)
- Grocery, dining, public transit3x
per $1 spent, first $5,000 annual cap per category
- Streaming, digital gaming & media, recurring bill payments2x
per $1 spent, first $5,000 annual cap
- All other purchases1x
per $1 spent
Welcome offer
Welcome Bonus of 30,310 TD Rewards Points plus $100 value in TD Rewards Points for Amazon.ca, no annual fee
- Est. cash value
- ~$152
- Bonus points
- 30,310
- Minimum spend
- $1,500
- Spend window
- 90 days
- Offer ends
- —
30,310 TD Rewards Points awarded after $1,500 in Purchases within 90 days of Account opening (offer effective June 1, 2026); plus $100 value in TD Rewards Points to use on eligible Amazon.ca purchases.
Is this a record high? See the bonus history →Fees
- Annual fee
- No fee
- Additional card
- —
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 21.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- TD Rewards Points
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
7.0Very good- Everyday earn rateWeight 30
4x on Travel booked through Expedia For TD (≈2.0¢/$)
- Welcome valueWeight 25
~$152 estimated
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
21.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the TD Rewards Visa* Card worth it?
- It carries a No fee annual fee and a welcome offer worth about $152, for an estimated first-year value of +$152. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the TD Rewards Visa* Card?
- The annual fee is No fee. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from TD Canada Trust's official page.
- What rewards does the TD Rewards Visa* Card earn?
- It earns up to 4x on travel booked through expedia for td, in TD Rewards Points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from TD Canada Trust's own pages. Last checked 2026-06-13.
Cited, never sponsored
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