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TD Cash Back Visa* Card
VISACash back on everyday spending
TD Cash Back Visa* Card
6.6Canada Cards ScoreGoodEarn up to $100 in Cash Back Dollars
Annual fee No feePurchase APR 21.99%Verified 2026-06-13
Apply on TD Canada Trust →Why get this card
- ✓No annual fee
- ✓Earn 1% on grocery, gas, ev charging, public transit, recurring bill payments, streaming, digital gaming & media
Pros
- +No annual fee
Cons
- -High 21.99% purchase interest rate
- -No insurance coverages captured
Earn rates
- Grocery, gas, EV charging, public transit, recurring bill payments, streaming, digital gaming & media1%
- All other purchases0.5%
Welcome offer
Earn up to $100 in Cash Back Dollars
- Bonus points
- —
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
Earn up to $100 in Cash Back Dollars with the TD Cash Back Visa Card. Conditions apply.
Fees
- Annual fee
- No fee
- Additional card
- —
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 21.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Cash Back Dollars
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
6.6Good- Everyday earn rateWeight 30
1% on Grocery, gas, EV charging, public transit, recurring bill payments, streaming, digital gaming & media
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
21.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the TD Cash Back Visa* Card worth it?
- It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the TD Cash Back Visa* Card?
- The annual fee is No fee. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from TD Canada Trust's official page.
- What rewards does the TD Cash Back Visa* Card earn?
- It earns up to 1% on grocery, gas, ev charging, public transit, recurring bill payments, streaming, digital gaming & media, in Cash Back Dollars. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from TD Canada Trust's own pages. Last checked 2026-06-13.
Cited, never sponsored
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