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TD Low Rate Visa* Card
VISALow interest for carrying a balance
TD Low Rate Visa* Card
6.6Canada Cards ScoreGoodAnnual fee —Purchase APR 12.90%Verified 2026-06-13
Apply on TD Canada Trust →Why get this card
- ✓Low 12.9% purchase rate
Pros
- +Low 12.9% purchase interest rate
Cons
- -No published earn rate
- -No insurance coverages captured
Earn rates
No earn rates captured.
Welcome offer
No welcome offer captured.
Fees
- Annual fee
- —
- Additional card
- —
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 12.90%
- Cash advance APR
- 12.90%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- —
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
6.6Good- Everyday earn rateWeight 30
No published earn rate
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
12.9% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the TD Low Rate Visa* Card worth it?
- It carries a — annual fee. Low 12.9% purchase rate. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the TD Low Rate Visa* Card?
- The annual fee is —. The purchase interest rate is 12.90% and the cash advance rate is 12.90%. These are sourced from TD Canada Trust's official page.
- What rewards does the TD Low Rate Visa* Card earn?
- This card does not focus on rewards; see its fees and rates above.
More ways to compare
Official sources
Every figure on this page comes from TD Canada Trust's own pages. Last checked 2026-06-13.
Cited, never sponsored
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