Is the TD® U.S. Dollar Visa* Card worth it?

It carries a $39 annual fee. No foreign transaction fees. Compare it against similar cards below before deciding.

What is the annual fee and interest rate on the TD® U.S. Dollar Visa* Card?

The annual fee is $39. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from TD Canada Trust's official page.

What rewards does the TD® U.S. Dollar Visa* Card earn?

This card does not focus on rewards; see its fees and rates above.

Does the TD® U.S. Dollar Visa* Card charge foreign transaction fees?

Yes, it charges a 0% foreign transaction fee on purchases made outside Canada. See no-foreign-transaction-fee cards if you travel or shop internationally.

TD Canada TrustClassic

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TD® U.S. Dollar Visa* Card

VISA

Great for travel abroad

TD® U.S. Dollar Visa* Card

6.1Canada Cards ScoreGood

Annual fee $39Purchase APR 21.99%Verified 2026-06-13

Apply on TD Canada Trust →

#7 No Foreign Transaction Fee Cards #2 U.S. Dollar Credit Cards

Why get this card

✓No foreign transaction fees

Pros

+No foreign transaction fee

Cons

-$39 annual fee
-High 21.99% purchase interest rate
-No published earn rate

Earn rates

No earn rates captured.

Welcome offer

No welcome offer captured.

Fees

Annual fee: $39
Additional card: No fee
Foreign transaction fee: None

Annual fee is $39 USD. No foreign currency conversion fees on U.S. dollar purchases. $0 for Additional Cardholders.

Interest rates

Purchase APR: 21.99%
Cash advance APR: 22.99%
Balance transfer APR: —
Grace period: —
Rate effective date: —

Benefits & insurance

Lounge access: —
Insurance coverages: —

Redemption & eligibility

Reward currency: —
Redemption options: —
Transfer partners: —
Min. personal income: —
Min. household income: —

You are a Canadian resident and are of the age of majority in your province/territory of residence.

How we scored it

6.1Good

Everyday earn rateWeight 30
No published earn rate
Welcome valueWeight 25
No current welcome offer
Annual-fee valueWeight 20
$39 annual fee
Benefits depthWeight 15
0 insurance coverages, no FX fee
Interest costWeight 10
21.99% purchase APR

Our editorial rating, computed only from sourced figures. See the full methodology.

Compare with similar cards

Learn before you apply

No foreign transaction fee cards Is an annual fee worth it?How to choose a credit card How welcome bonuses work

Frequently asked

Is the TD® U.S. Dollar Visa* Card worth it?: It carries a $39 annual fee. No foreign transaction fees. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the TD® U.S. Dollar Visa* Card?: The annual fee is $39. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from TD Canada Trust's official page.
What rewards does the TD® U.S. Dollar Visa* Card earn?: This card does not focus on rewards; see its fees and rates above.
Does the TD® U.S. Dollar Visa* Card charge foreign transaction fees?: Yes, it charges a 0% foreign transaction fee on purchases made outside Canada. See no-foreign-transaction-fee cards if you travel or shop internationally.

More ways to compare

Recommendation flowchart TD Canada Trust No Foreign Transaction Fee Cards TD Canada Trust U.S. Dollar Credit Cards All TD Canada Trust cards

Official sources

Every figure on this page comes from TD Canada Trust's own pages. Last checked 2026-06-13.

Cited, never sponsored

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