Walmart Rewards Mastercard

Earn rates

• Walmart (in-store at any Walmart store in Canada and online at Walmart.ca)3%

  Earned as Walmart Reward Dollars

• All other purchases (everywhere else)1%

  Earned as Walmart Reward Dollars

Welcome offer

Welcome bonus of $25 in Reward Dollars

Bonus points

—

Minimum spend

$75

Spend window

30 days

Offer ends

—

Earn a $25 Reward Dollar welcome bonus when you spend $75 in a single purchase at Walmart with your new Walmart Rewards Mastercard within the first 30 days of account opening.

Fees

Annual fee

No fee

Additional card

—

Foreign transaction fee

2.5%

Balance transfer fee: up to 5% of the transferred amount. Cash advance at a bank machine or teller in Canada: $5. Cash-like transactions: $5. Convenience cheques: $4 (under $1,000), $8 ($1,000 or more), $8 (cashed outside Canada). Dishonoured payment/NSF: $20. Convenience cheque or balance transfer NSF: $20. Credit balance inactivity fee (after 12 months): lesser of $10 or the full credit balance. Over credit limit fee: $29. Copy of previous account statement: $5. Rush replacement card fee: $25.

Interest rates

Purchase APR

21.99%

Cash advance APR

22.99%

Balance transfer APR

—

Grace period

21 days

Rate effective date

—

Benefits & insurance

Lounge access

—

Insurance coverages

2

• Zero Liability Protection
• Mastercard Global Services

Redemption & eligibility

Reward currency

Walmart Reward Dollars

Redemption options

Redeem at checkout with your Walmart Rewards Mastercard at any Walmart store in Canada or on Walmart.ca ($1 in Reward Dollars = $1 toward a purchase)

Transfer partners

—

Min. personal income

—

Min. household income

—

Applicants apply for the Preferred Rate Card; if not approved for the Preferred Rate Card the application is also considered for the Standard Rate Card (Preferred Rate purchase 21.99% / cash 22.99%; Standard Rate purchase 26.99% / cash 27.99%). Issued by Fairstone Bank of Canada. The Standard Rate Card is not available to Quebec residents.