MBNA True Line Mastercard
MASTERCARDLow interest for carrying a balance
MBNA True Line Mastercard
6.6Canada Cards ScoreGood0% promotional annual interest rate for 12 months on balance transfers
Why get this card
- ✓No annual fee
- ✓Low 12.99% purchase rate
Pros
- +No annual fee
- +Low 12.99% purchase interest rate
Cons
- -No published earn rate
- -No insurance coverages captured
Earn rates
No earn rates captured.
Welcome offer
0% promotional annual interest rate for 12 months on balance transfers
- Bonus points
- —
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
0% promotional annual interest rate for 12 months on balance transfers completed within 90 days of account opening. After the promo period, the standard balance transfer rate of 17.99% applies. A 3.00% balance transfer fee (min $3.50) applies.
Fees
- Annual fee
- No fee
- Additional card
- No fee
- Foreign transaction fee
- —
Balance transfer fee: 3.00% of each balance transfer (minimum $3.50).
Interest rates
- Purchase APR
- 12.99%
- Cash advance APR
- 24.99%
- Balance transfer APR
- 17.99%
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- —
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
Canadian resident and of the age of majority in your province/territory of residence.
How we scored it
6.6Good- Everyday earn rateWeight 30
No published earn rate
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
12.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the MBNA True Line Mastercard worth it?
- It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the MBNA True Line Mastercard?
- The annual fee is No fee. The purchase interest rate is 12.99% and the cash advance rate is 24.99%. These are sourced from MBNA's official page.
- What rewards does the MBNA True Line Mastercard earn?
- This card does not focus on rewards; see its fees and rates above.
Official sources
Every figure on this page comes from MBNA's own pages. Last checked 2026-06-17.
Cited, never sponsored
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