Head to head
BMO Ascend World Elite Mastercard vs Scotiabank Passport Visa Infinite Business Card
Fees, rates, rewards, and welcome offers side by side. Every figure links to the issuer's own page.
| Issuer | BMO | Scotiabank |
| Network | Mastercard World Elite | Visa Infinite |
| Annual fee | $150 | $199 |
| Purchase APR | 21.99% | 20.99% |
| Cash advance APR | 23.99% | 22.99% |
| FX fee | n/a | 0% |
| Welcome (est. value) | See offer | See offer |
| Top earn rate | 5x Travel | 1.5x general |
| Lounge visits | 4 | 6 |
| Min. income | $80,000 | n/a |
Frequently asked
- Is the BMO Ascend World Elite Mastercard or the Scotiabank Passport Visa Infinite Business Card better?
- Neither is universally better. The BMO Ascend World Elite Mastercard charges a $150 annual fee at 21.99% purchase APR, while the Scotiabank Passport Visa Infinite Business Card charges $199 at 20.99%. The right pick depends on how you spend and whether you carry a balance. Confirm all details on each issuer's page before applying.
- Where do these numbers come from?
- Every fee, rate, and offer here is pulled from the card issuer's own product and application pages, never an affiliate feed. Rates and offers change, so always verify on the official issuer page before you apply.
- Is this financial advice?
- No. This is an educational comparison to help you weigh two cards. It is not financial advice.
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