Head to head
Amazon.ca Rewards Mastercard vs MBNA Smart Cash Platinum Plus Mastercard
Fees, rates, rewards, and welcome offers side by side. Every figure links to the issuer's own page.
| Issuer | MBNA | MBNA |
| Network | Mastercard Standard | Mastercard Platinum Plus |
| Annual fee | No fee | No fee |
| Purchase APR | 21.74% | 21.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | n/a | n/a |
| Welcome (est. value) | See offer | See offer |
| Top earn rate | 2.5% Amazon.ca and Whole Foods Market (Prime members) | 2% Gas and groceries |
| Lounge visits | n/a | n/a |
| Min. income | n/a | n/a |
Frequently asked
- Is the Amazon.ca Rewards Mastercard or the MBNA Smart Cash Platinum Plus Mastercard better?
- Neither is universally better. The Amazon.ca Rewards Mastercard charges a No fee annual fee at 21.74% purchase APR, while the MBNA Smart Cash Platinum Plus Mastercard charges No fee at 21.99%. The right pick depends on how you spend and whether you carry a balance. Confirm all details on each issuer's page before applying.
- Where do these numbers come from?
- Every fee, rate, and offer here is pulled from the card issuer's own product and application pages, never an affiliate feed. Rates and offers change, so always verify on the official issuer page before you apply.
- Is this financial advice?
- No. This is an educational comparison to help you weigh two cards. It is not financial advice.
Decide with confidence
Cited, never sponsored
Still torn between the two?
Tell us how you spend and the finder will pick the better fit, or see more matchups.