Head to head
TD Business Cash Back Visa Card vs TD Rewards Visa* Card
Fees, rates, rewards, and welcome offers side by side. Every figure links to the issuer's own page.
| Issuer | TD Canada Trust | TD Canada Trust |
| Network | Visa | Visa Classic |
| Annual fee | No fee | No fee |
| Purchase APR | 19.99% | 21.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | n/a | n/a |
| Welcome (est. value) | n/a | ~$152 |
| Top earn rate | 2% gas_ev_charging | 4x Travel booked through Expedia For TD |
| Lounge visits | n/a | n/a |
| Min. income | n/a | n/a |
Frequently asked
- Is the TD Business Cash Back Visa Card or the TD Rewards Visa* Card better?
- Neither is universally better. The TD Business Cash Back Visa Card charges a No fee annual fee at 19.99% purchase APR, while the TD Rewards Visa* Card charges No fee at 21.99%. The right pick depends on how you spend and whether you carry a balance. Confirm all details on each issuer's page before applying.
- Where do these numbers come from?
- Every fee, rate, and offer here is pulled from the card issuer's own product and application pages, never an affiliate feed. Rates and offers change, so always verify on the official issuer page before you apply.
- Is this financial advice?
- No. This is an educational comparison to help you weigh two cards. It is not financial advice.
Decide with confidence
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