Business Platinum Card from American Express
AMERICAN EXPRESSFor business spending
Business Platinum Card from American Express
7.4Canada Cards ScoreVery goodWelcome bonus
~$1000
Earn up to 50,000 Membership Rewards points
Why get this card
- ✓Big welcome bonus worth ~$1000
- ✓Earn 1.25x on all purchases
Pros
- +Big welcome bonus worth about $1000
Cons
- -Steep $799 annual fee
- -No insurance coverages captured
Earn rates
- all_purchases1.25x
Earn 1.25 points for every $1 in Card purchases.
Welcome offer
Earn up to 50,000 Membership Rewards points
- Est. cash value
- ~$1000
- Bonus points
- 50,000
- Minimum spend
- $15,000
- Spend window
- 90 days
- Offer ends
- —
Earn 50,000 Membership Rewards points after you spend $15,000 on your Card within your first 3 months as a new Business Platinum Cardmember. Current or former Cardmembers with this Card are not eligible.
Is this a record high? See the bonus history →Fees
- Annual fee
- $799
- Additional card
- $250
- Foreign transaction fee
- —
$799 annual fee. Additional Business Platinum Cards $250 annually each. Optional Employee Business Gold Cards $0 annually (up to a maximum).
Interest rates
- Purchase APR
- —
- Cash advance APR
- —
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Membership Rewards points
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
7.4Very good- Everyday earn rateWeight 30
1.25x on all_purchases (≈2.5¢/$)
- Welcome valueWeight 25
~$1000 estimated
- Annual-fee valueWeight 20
$799 annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
Rate not published
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the Business Platinum Card from American Express worth it?
- It carries a $799 annual fee and a welcome offer worth about $1000, for an estimated first-year value of +$201. Big welcome bonus worth ~$1000. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Business Platinum Card from American Express?
- The annual fee is $799. The purchase interest rate is — and the cash advance rate is —. These are sourced from American Express's official page.
- What rewards does the Business Platinum Card from American Express earn?
- It earns up to 1.25x on all purchases, in Membership Rewards points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from American Express's own pages. Last checked 2026-06-13.
Cited, never sponsored
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