Rewards program
Best BMO Rewards Credit Cards (July 2026)
BMO Rewards points for travel, merchandise, and statement credits. 4 cards ranked. Updated 2026-07-29.
The top BMO Rewards card right now is the BMO Ascend World Elite Business Mastercard from BMO, leading our ranking of 4 cards with a $175 annual fee and 18.99% purchase APR. Rankings are based on the Canada Cards Score, with every figure sourced from the official issuer page and refreshed 2026-07-29.
BMO Ascend World Elite Business Mastercard
For business spending
Welcome value
150k pts
Get more for your business with up to $2,175 in value
- Annual fee
- $175
- Purchase APR
- 18.99%
BMO Ascend Business Mastercard
For business spending
Welcome value
25k pts
Earn 25,000 BMO Rewards points when you spend $3,000 in the first 110 days
- Annual fee
- No fee
- Purchase APR
- 18.99%
BMO Ascend World Elite Mastercard
Everyday rewards
Welcome value
—
No current offer
Get up to $1,600 in value and the annual fees waived in the first year.
- Annual fee
- $150
- Purchase APR
- 21.99%
BMO eclipse rise Visa
No annual fee rewards
Welcome value
—
No current offer
25,000 bonus points for you
- Annual fee
- No fee
- Purchase APR
- 21.99%
Frequently asked
- What is the best BMO Rewards credit card in Canada?
- Based on our ranking, the BMO Ascend World Elite Business Mastercard from BMO leads this program with a $175 annual fee. Rankings update daily and every figure is sourced from the official issuer page.
- How are these cards ranked?
- We rank by the Canada Cards Score, computed from everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost. Every figure is pulled from the official issuer page.
- How current is this information?
- Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.
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