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RBC Visa Platinum (No Annual Fee)
VISANo annual fee rewards
RBC Visa Platinum (No Annual Fee)
6.5Canada Cards ScoreGoodOffer available
Annual fee No feePurchase APR 20.99%Verified 2026-06-13
Apply on RBC Royal Bank →Why get this card
- ✓No annual fee
Pros
- +No annual fee
Cons
- -No published earn rate
Earn rates
No earn rates captured.
Welcome offer
Offer available
- Bonus points
- —
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
Fees
- Annual fee
- No fee
- Additional card
- No fee
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 2
- purchase security
- extended warranty
Redemption & eligibility
- Reward currency
- —
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
6.5Good- Everyday earn rateWeight 30
No published earn rate
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
2 insurance coverages
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the RBC Visa Platinum (No Annual Fee) worth it?
- It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the RBC Visa Platinum (No Annual Fee)?
- The annual fee is No fee. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the RBC Visa Platinum (No Annual Fee) earn?
- This card does not focus on rewards; see its fees and rates above.
More ways to compare
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.
Cited, never sponsored
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