Ranked by value
Best Credit Cards for Poor Credit in Canada (July 2026)
1 cards matched to this credit profile. Every figure cites the official issuer page. Updated 2026-07-29.
The best card for poor credit in Canada right now is the Neo Mastercard from Neo Financial, leading our value ranking of 1 cards with a No fee annual fee and 19.99% purchase APR. We rank by the Canada Cards Score, with every figure sourced from official issuer pages and refreshed 2026-07-29.
0Cards ranked
0%Sourced figures
07-29Last updated
$0Affiliate bias
1Top pick · poor credit card
Neo Mastercard
Neo Financial
Welcome value
No current offer
Annual fee
No fee
Purchase APR
19.99%
- No annual fee
- Earn 1% on gas
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Neo Mastercard
MASTERCARDFrequently asked
- What is the best credit card for poor credit in Canada?
- Based on our value ranking, the Neo Mastercard from Neo Financial leads this tier with a No fee annual fee and 19.99% purchase APR. Rankings update daily.
- How are these cards ranked?
- We rank by the Canada Cards Score, computed from everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost. Every figure is pulled from the official issuer page.
- How current is this information?
- Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.
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