Credit Cards Under $150 Annual Fee in Canada (July 2026)

Earn up to 45,000 bonus Scene+ points ($450 in travel rewards)

Up to $1,300 in value including up to 200,000 TD Rewards Points and first-year annual fee rebate

Earn up to 45,000 Aeroplan points

Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 15,000 one-time anniversary bonus points

First Year Annual Fee Waived and 50,000 bonus PC Optimum™ points*

Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 15,000 one-time anniversary bonus points

Up to $1,300 in value including up to 146,000 TD Rewards Points plus first-year annual fee rebate

Up to $1,350 in value including up to 40,000 Aeroplan points plus first-year annual fee rebate

Get up to $650 in value and the annual fees waived in the first year.

15% cash back on first $2,000 in everyday purchases (first 3 months) + first year annual fee waived

10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus

Earn up to $200 in bonus cash back

Get up to 45,000 WestJet points, a value of up to $450 off travel

Get a hold of your rewards with up to $600 in value; earn 30,000 bonus Scene+ points

Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate

Earn up to 30,000 bonus MBNA Rewards Points

Earn up to 60,000 Aventura Points (up to $1,200 in travel value) plus annual fee rebate

Join and earn up to $2,100 in value, including an annual fee rebate for the first 2 years

Earn up to 60,000 Aventura Points (up to $1,200 in travel value) plus annual fee rebate

Earn up to 70,000 Marriott Bonvoy points

35,000 welcome Avion points plus first-year annual fee waiver