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Ranked by value

Visa Credit Cards in Canada (July 2026)

61 Visa cards, ranked. Every figure cites the official issuer page. Updated 2026-07-29.

The best Visa credit card in Canada right now is the CIBC Aeroplan Visa Business Card from CIBC, leading our ranking of 61 cards with a $180 annual fee and 12.99% purchase APR. We rank by the Canada Cards Score, with every figure sourced from official issuer pages and refreshed 2026-07-29.

0Visa cards
0%Sourced figures
07-29Last updated
$0Affiliate bias
1Top pick · Visa card

CIBC Aeroplan Visa Business Card

CIBC

Welcome value

~$1575

Annual fee

$180

Purchase APR

12.99%

  • Big welcome bonus worth ~$1575
  • Bonus covers 8× the annual fee
  • Earn 2x on air canada
  • Low 12.99% purchase rate
CIBC
••••••••••••7503

CIBC Aeroplan Visa Business Card

VISA

Welcome value, at a glance

Estimated CAD
1. CIBC Aeroplan Visa Business Card~$1575
2. TD Aeroplan Visa Business Card~$1260
3. TD Business Travel Visa Card~$1000
4. RBC Avion Visa Infinite~$1400
5. Scotiabank Passport Visa Infinite Card~$500
6. TD® Aeroplan® Visa Infinite Privilege* Card~$1785

Mid-market point valuations, used only to compare cards. Not issuer-guaranteed. Confirm offers on the issuer page.

All Visa cards

60 more cards
  1. 2
    TD Canada Trust

    TD Aeroplan Visa Business Card

    For business spending

    Welcome value

    ~$1260

    Up to $1,900 in value including up to 60,000 Aeroplan points and first-year annual fee rebate

    Annual fee
    $149
    Purchase APR
    14.99%
    8.6Cited · verified 2026-06-13View →
  2. 3
    TD Canada Trust

    TD Business Travel Visa Card

    For business spending

    Welcome value

    ~$1000

    Up to $1,300 in value including up to 200,000 TD Rewards Points and first-year annual fee rebate

    Annual fee
    $149
    Purchase APR
    19.99%
    8.3Cited · verified 2026-06-13View →
  3. 4
    RBC Royal BankInfinite

    RBC Avion Visa Infinite

    Travel points & miles

    Welcome value

    ~$1400

    Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 15,000 one-time anniversary bonus points

    Annual fee
    $120
    Purchase APR
    20.99%
    8.1Cited · verified 2026-06-13View →
  4. 5
    ScotiabankInfinite

    Scotiabank Passport Visa Infinite Card

    Great for travel abroad

    Welcome value

    ~$500

    Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months

    Annual fee
    $150
    Purchase APR
    20.99%
    8.1Cited · verified 2026-06-13View →
  5. 6
    TD Canada TrustInfinite Privilege

    TD® Aeroplan® Visa Infinite Privilege* Card

    Travel points & miles

    Welcome value

    ~$1785

    Welcome bonus up to 85,000 Aeroplan points

    Annual fee
    $599
    Purchase APR
    21.99%
    8.1Cited · verified 2026-06-13View →
  6. 7
    RBC Royal BankInfinite

    More Rewards RBC Visa Infinite

    No annual fee rewards

    Welcome value

    ~$200

    Welcome More Rewards points 20,000

    Annual fee
    No fee
    Purchase APR
    20.99%
    8.0Cited · verified 2026-06-13View →
  7. 8
    RBC Royal BankStandard

    RBC ION+ Visa

    Travel points & miles

    Welcome value

    ~$280

    Get 14,000 Avion points upon approval - that's $100 of value in gift cards

    Annual fee
    $48
    Purchase APR
    20.99%
    8.0Cited · verified 2026-06-13View →
  8. 9
    RBC Royal BankStandard

    More Rewards RBC Visa

    No annual fee rewards

    Welcome value

    ~$200

    Welcome More Rewards points 20,000

    Annual fee
    No fee
    Purchase APR
    20.99%
    7.9Cited · verified 2026-06-13View →
  9. 10
    RBC Royal BankInfinite Privilege

    RBC Avion Visa Infinite Privilege

    Travel points & miles

    Welcome value

    ~$2000

    Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 45,000 one-time anniversary bonus points

    Annual fee
    $399
    Purchase APR
    20.99%
    7.9Cited · verified 2026-06-13View →
  10. 11
    RBC Royal BankPlatinum

    RBC Visa Platinum Avion

    Travel points & miles

    Welcome value

    ~$1400

    Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 15,000 one-time anniversary bonus points

    Annual fee
    $120
    Purchase APR
    20.99%
    7.9Cited · verified 2026-06-13View →
  11. 12
    TD Canada TrustInfinite

    TD® First Class Travel® Visa Infinite* Card

    Everyday rewards

    Welcome value

    ~$730

    Up to $1,300 in value including up to 146,000 TD Rewards Points plus first-year annual fee rebate

    Annual fee
    $139
    Purchase APR
    21.99%
    7.9Cited · verified 2026-06-13View →
  12. 13
    TD Canada TrustInfinite

    TD® Aeroplan® Visa Infinite* Card

    Travel points & miles

    Welcome value

    ~$840

    Up to $1,350 in value including up to 40,000 Aeroplan points plus first-year annual fee rebate

    Annual fee
    $139
    Purchase APR
    21.99%
    7.8Cited · verified 2026-06-13View →
  13. 14
    RBC Royal BankInfinite

    RBC British Airways Visa Infinite

    Travel points & miles

    Welcome value

    No current offer

    Offer available

    Annual fee
    $165
    Purchase APR
    20.50%
    7.6Cited · verified 2026-06-13View →
  14. 15
    ScotiabankInfinite

    Scotia Momentum Visa Infinite Card

    Cash back on everyday spending

    Welcome value

    No current offer

    Offer until Nov 1

    15% cash back on first $2,000 in everyday purchases (first 3 months) + first year annual fee waived

    Annual fee
    $120
    Purchase APR
    20.99%
    7.6Cited · verified 2026-06-13View →
  15. 16
    ScotiabankInfinite Privilege

    Scotiabank Passport Visa Infinite Privilege Card

    Great for travel abroad

    Welcome value

    ~$300

    Earn 30,000 bonus Scene+ points

    Annual fee
    $599
    Purchase APR
    20.99%
    7.6Cited · verified 2026-06-13View →
  16. 17
    CIBCInfinite

    CIBC Dividend Visa Infinite Card

    Cash back on everyday spending

    Welcome value

    No current offer

    10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus

    Annual fee
    $120
    Purchase APR
    7.4Cited · verified 2026-06-13View →
  17. 18
    RBC Royal BankStandard

    RBC ION Visa

    Travel points & miles

    Welcome value

    ~$140

    Get 7,000 Avion points upon approval - that's $50 of value in gift cards

    Annual fee
    No fee
    Purchase APR
    20.99%
    7.4Cited · verified 2026-06-13View →
  18. 19
    CIBCInfinite Privilege

    CIBC Aeroplan Visa Infinite Privilege Card

    Travel points & miles

    Welcome value

    No current offer

    Annual fee
    $599
    Purchase APR
    21.99%
    7.2Cited · verified 2026-06-13View →
  19. 20
    TD Canada TrustPlatinum

    TD® Platinum Travel Visa* Card

    Everyday rewards

    Welcome value

    ~$250

    Up to $370 in value including up to 50,000 TD Rewards Points plus first-year annual fee rebate

    Annual fee
    $89
    Purchase APR
    21.99%
    7.2Cited · verified 2026-06-13View →
  20. 21
    CIBCInfinite

    CIBC Aeroplan Visa Infinite Card

    Travel points & miles

    Welcome value

    No current offer

    Annual fee
    $139
    Purchase APR
    21.99%
    7.1Cited · verified 2026-06-13View →
  21. 22
    CIBCPlatinum

    CIBC Dividend Platinum Visa Card

    Cash back on everyday spending

    Welcome value

    No current offer

    10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus

    Annual fee
    $99
    Purchase APR
    21.99%
    7.1Cited · verified 2026-06-13View →
  22. 23
    Scotiabank

    Scotia Momentum for Business Visa Card

    For business spending

    Welcome value

    No current offer

    Get 5% cash back on up to $6,500 in purchases in the first three months

    Annual fee
    $79
    Purchase APR
    20.99%
    7.1Cited · verified 2026-06-13View →
  23. 24
    TD Canada TrustPlatinum

    TD® Aeroplan® Visa Platinum* Card

    Travel points & miles

    Welcome value

    ~$420

    Welcome bonus up to 20,000 Aeroplan points

    Annual fee
    $89
    Purchase APR
    21.99%
    7.1Cited · verified 2026-06-13View →
  24. 25
    WealthsimpleInfinite Privilege

    Wealthsimple Credit Card

    Great for travel abroad

    Welcome value

    No current offer

    Annual fee
    $240
    Purchase APR
    20.99%
    7.1Cited · verified 2026-06-13View →
  25. 26
    TD Canada TrustInfinite

    TD Cash Back Visa Infinite* Card

    Cash back on everyday spending

    Welcome value

    No current offer

    Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate

    Annual fee
    $139
    Purchase APR
    21.99%
    7.0Cited · verified 2026-06-13View →
  26. 27
    TD Canada TrustClassic

    TD Rewards Visa* Card

    No annual fee rewards

    Welcome value

    ~$152

    Welcome Bonus of 30,310 TD Rewards Points plus $100 value in TD Rewards Points for Amazon.ca, no annual fee

    Annual fee
    No fee
    Purchase APR
    21.99%
    7.0Cited · verified 2026-06-13View →
  27. 28
    RBC Royal BankStandard

    moi RBC Visa

    No annual fee rewards

    Welcome value

    ~$40

    Offer until Jan 20

    Get up to 5,000 bonus Moi points (a value of $40) by January 20, 2027

    Annual fee
    No fee
    Purchase APR
    20.99%
    6.9Cited · verified 2026-06-13View →
  28. 29
    Scotiabank

    Scotia Momentum Visa Card

    Cash back on everyday spending

    Welcome value

    No current offer

    Annual fee
    $49
    Purchase APR
    20.99%
    6.9Cited · verified 2026-06-13View →
  29. 30
    Scotiabank

    Scotiabank Scene+ Visa Card

    No annual fee rewards

    Welcome value

    ~$25

    Earn 7,500 bonus Scene+ points (welcome offer includes 2,500 first-spend + 5,000 ongoing)

    Annual fee
    No fee
    Purchase APR
    21.99%
    6.9Cited · verified 2026-06-13View →
  30. 31
    TD Canada Trust

    TD Business Cash Back Visa Card

    For business spending

    Welcome value

    No current offer

    Annual fee
    No fee
    Purchase APR
    19.99%
    6.9Cited · verified 2026-06-13View →
  31. 32
    RBC Royal BankGold

    RBC U.S. Dollar Visa Gold

    Travel points & miles

    Welcome value

    No current offer

    Offer available

    Annual fee
    $65
    Purchase APR
    20.99%
    6.8Cited · verified 2026-06-13View →
  32. 33
    Scotiabank

    Scotia Momentum No-Fee Visa Card

    Cash back on everyday spending

    Welcome value

    No current offer

    5% cash back on up to $2,000 in eligible purchases for first 3 months + 0% intro balance transfer rate

    Annual fee
    No fee
    Purchase APR
    20.99%
    6.7Cited · verified 2026-06-13View →
  33. 34
    TD Canada Trust

    TD Business Select Rate Visa Card

    For business spending

    Welcome value

    No current offer

    Annual fee
    No fee
    Purchase APR
    11.99%
    6.7Cited · verified 2026-06-13View →
  34. 35
    TD Canada TrustClassic

    TD Cash Back Visa* Card

    Cash back on everyday spending

    Welcome value

    No current offer

    Earn up to $100 in Cash Back Dollars

    Annual fee
    No fee
    Purchase APR
    21.99%
    6.6Cited · verified 2026-06-13View →
  35. 36
    TD Canada TrustClassic

    TD Low Rate Visa* Card

    Low interest for carrying a balance

    Welcome value

    No current offer

    Annual fee
    Purchase APR
    12.90%
    6.6Cited · verified 2026-06-13View →
  36. 37
    BMO

    BMO eclipse rise Visa

    No annual fee rewards

    Welcome value

    No current offer

    25,000 bonus points for you

    Annual fee
    No fee
    Purchase APR
    21.99%
    6.5Cited · verified 2026-06-13View →
  37. 38
    RBC Royal BankStandard

    RBC RateAdvantage Visa

    No annual fee rewards

    Welcome value

    No current offer

    Annual fee
    No fee
    Purchase APR
    6.5Cited · verified 2026-06-13View →
  38. 39
    RBC Royal BankClassic

    RBC Visa Classic Low Rate

    Low interest for carrying a balance

    Welcome value

    No current offer

    Offer Available: $20 Annual Fee Waiver

    Annual fee
    $20
    Purchase APR
    12.99%
    6.5Cited · verified 2026-06-13View →
  39. 40
    RBC Royal BankPlatinum

    RBC Visa Platinum (No Annual Fee)

    No annual fee rewards

    Welcome value

    No current offer

    Offer available

    Annual fee
    No fee
    Purchase APR
    20.99%
    6.5Cited · verified 2026-06-13View →
  40. 41
    Simplii Financial

    Simplii Cash Back Visa

    No annual fee rewards

    Welcome value

    No current offer

    Earn up to 20% cash back

    Annual fee
    No fee
    Purchase APR
    21.99%
    6.5Cited · verified 2026-06-13View →
  41. 42
    BMOInfinite

    BMO eclipse Visa Infinite

    Everyday rewards

    Welcome value

    No current offer

    Annual fee
    Purchase APR
    6.4Cited · verified 2026-06-13View →
  42. 43
    CIBC

    CIBC Aventura Visa Card

    No annual fee rewards

    Welcome value

    13k pts

    Earn up to 12,500 Aventura Points (up to $125 in travel value) for no annual fee

    Annual fee
    No fee
    Purchase APR
    6.4Cited · verified 2026-06-13View →
  43. 44
    CIBC

    CIBC bizline Visa Card for Business

    For business spending

    Welcome value

    No current offer

    Annual fee
    No fee
    Purchase APR
    6.4Cited · verified 2026-06-13View →
  44. 45
    CIBC

    CIBC CashBack Visa Card for Business

    For business spending

    Welcome value

    No current offer

    Annual fee
    Purchase APR
    6.4Cited · verified 2026-06-13View →
  45. 46
    CIBC

    CIBC Classic Visa Card

    No annual fee rewards

    Welcome value

    No current offer

    Annual fee
    No fee
    Purchase APR
    21.99%
    6.4Cited · verified 2026-06-13View →
  46. 47
    CIBC

    CIBC Corporate Classic Plus Visa Card for Business

    For business spending

    Welcome value

    No current offer

    Annual fee
    Purchase APR
    19.99%
    6.4Cited · verified 2026-06-13View →
  47. 48
    CIBC

    CIBC Select Visa Card

    Everyday rewards

    Welcome value

    No current offer

    0% introductory interest rate on balance transfers for first 10 months

    Annual fee
    Purchase APR
    6.4Cited · verified 2026-06-13View →
  48. 49
    RBC Royal Bank

    RBC Visa CreditLine for Small Business

    For business spending

    Welcome value

    No current offer

    Annual fee
    No fee
    Purchase APR
    6.4Cited · verified 2026-06-13View →
  49. 50
    Scotiabank

    Scotiabank Value Visa Card

    Low interest for carrying a balance

    Welcome value

    No current offer

    Offer until Oct 31

    0.99% introductory balance transfer rate for first 9 months + first year annual fee waived

    Annual fee
    $29
    Purchase APR
    13.99%
    6.4Cited · verified 2026-06-13View →
  50. 51
    Simplii Financial

    Simplii Visa

    Everyday rewards

    Welcome value

    No current offer

    Annual fee
    Purchase APR
    6.4Cited · verified 2026-06-13View →
  51. 52
    TD Canada TrustClassic

    TD Green Visa* Card

    No annual fee rewards

    Welcome value

    No current offer

    Annual fee
    No fee
    Purchase APR
    21.99%
    6.4Cited · verified 2026-06-13View →
  52. 53
    RBC Royal Bank

    RBC Visa Business

    For business spending

    Welcome value

    No current offer

    Annual fee
    $12
    Purchase APR
    19.99%
    6.3Cited · verified 2026-06-13View →
  53. 54
    Scotiabank

    Scotiabank U.S. Dollar Visa Card

    Everyday rewards

    Welcome value

    No current offer

    Annual fee
    $35
    Purchase APR
    19.99%
    6.2Cited · verified 2026-06-13View →
  54. 55
    TD Canada TrustClassic

    TD Emerald Flex Rate Visa* Card

    Everyday rewards

    Welcome value

    No current offer

    Annual fee
    $25
    Purchase APR
    6.2Cited · verified 2026-06-13View →
  55. 56
    TD Canada TrustClassic

    TD® U.S. Dollar Visa* Card

    Great for travel abroad

    Welcome value

    No current offer

    Annual fee
    $39
    Purchase APR
    21.99%
    6.1Cited · verified 2026-06-13View →
  56. 57
    ScotiabankInfinite

    Scotiabank Passport Visa Infinite Business Card

    For business spending

    Welcome value

    40k pts

    Earn up to $2,600 in first year savings and reward value, including up to 40,000 bonus Scene+ points

    Annual fee
    $199
    Purchase APR
    20.99%
    6.0Cited · verified 2026-06-13View →
  57. 58
    CIBCGold

    CIBC Aventura Gold Visa Card

    Everyday rewards

    Welcome value

    60k pts

    Earn up to 60,000 Aventura Points (up to $1,200 in travel value) plus annual fee rebate

    Annual fee
    $139
    Purchase APR
    5.9Cited · verified 2026-06-13View →
  58. 59
    CIBC

    CIBC Aventura Visa Card for Business

    For business spending

    Welcome value

    70k pts

    Join and earn up to $2,100 in value, including an annual fee rebate for the first 2 years

    Annual fee
    $120
    Purchase APR
    19.99%
    5.9Cited · verified 2026-06-13View →
  59. 60
    CIBCInfinite

    CIBC Aventura Visa Infinite Card

    Everyday rewards

    Welcome value

    60k pts

    Earn up to 60,000 Aventura Points (up to $1,200 in travel value) plus annual fee rebate

    Annual fee
    $139
    Purchase APR
    21.99%
    5.9Cited · verified 2026-06-13View →
  60. 61
    RBC Royal Bank

    RBC Avion Visa Business

    For business spending

    Welcome value

    35k pts

    35,000 welcome Avion points plus first-year annual fee waiver

    Annual fee
    $120
    Purchase APR
    19.99%
    5.9Cited · verified 2026-06-13View →

Frequently asked

What is the best Visa credit card in Canada?
Based on our value ranking, the CIBC Aeroplan Visa Business Card from CIBC is the top Visa card with a $180 annual fee and 12.99% purchase APR. Rankings update daily.
How are these cards ranked?
We rank by the Canada Cards Score, computed from everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost. Every figure is pulled from the official issuer page.
How current is this information?
Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.

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