Ranked by value
Visa Credit Cards in Canada (July 2026)
61 Visa cards, ranked. Every figure cites the official issuer page. Updated 2026-07-29.
The best Visa credit card in Canada right now is the CIBC Aeroplan Visa Business Card from CIBC, leading our ranking of 61 cards with a $180 annual fee and 12.99% purchase APR. We rank by the Canada Cards Score, with every figure sourced from official issuer pages and refreshed 2026-07-29.
CIBC Aeroplan Visa Business Card
CIBC
Welcome value
~$1575
Annual fee
$180
Purchase APR
12.99%
- Big welcome bonus worth ~$1575
- Bonus covers 8× the annual fee
- Earn 2x on air canada
- Low 12.99% purchase rate
CIBC Aeroplan Visa Business Card
VISAWelcome value, at a glance
Estimated CADMid-market point valuations, used only to compare cards. Not issuer-guaranteed. Confirm offers on the issuer page.
All Visa cards
60 more cards- 2
TD Canada Trust
TD Aeroplan Visa Business Card
For business spending
Welcome value
~$1260
Up to $1,900 in value including up to 60,000 Aeroplan points and first-year annual fee rebate
- Annual fee
- $149
- Purchase APR
- 14.99%
8.6Cited · verified 2026-06-13View → - 3
TD Canada Trust
TD Business Travel Visa Card
For business spending
Welcome value
~$1000
Up to $1,300 in value including up to 200,000 TD Rewards Points and first-year annual fee rebate
- Annual fee
- $149
- Purchase APR
- 19.99%
8.3Cited · verified 2026-06-13View → - 4
RBC Royal BankInfinite
RBC Avion Visa Infinite
Travel points & miles
Welcome value
~$1400
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 15,000 one-time anniversary bonus points
- Annual fee
- $120
- Purchase APR
- 20.99%
8.1Cited · verified 2026-06-13View → - 5
ScotiabankInfinite
Scotiabank Passport Visa Infinite Card
Great for travel abroad
Welcome value
~$500
Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months
- Annual fee
- $150
- Purchase APR
- 20.99%
8.1Cited · verified 2026-06-13View → - 6
TD Canada TrustInfinite Privilege
TD® Aeroplan® Visa Infinite Privilege* Card
Travel points & miles
Welcome value
~$1785
Welcome bonus up to 85,000 Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.1Cited · verified 2026-06-13View → - 7
RBC Royal BankInfinite
More Rewards RBC Visa Infinite
No annual fee rewards
Welcome value
~$200
Welcome More Rewards points 20,000
- Annual fee
- No fee
- Purchase APR
- 20.99%
8.0Cited · verified 2026-06-13View → - 8
RBC Royal BankStandard
RBC ION+ Visa
Travel points & miles
Welcome value
~$280
Get 14,000 Avion points upon approval - that's $100 of value in gift cards
- Annual fee
- $48
- Purchase APR
- 20.99%
8.0Cited · verified 2026-06-13View → - 9
RBC Royal BankStandard
More Rewards RBC Visa
No annual fee rewards
Welcome value
~$200
Welcome More Rewards points 20,000
- Annual fee
- No fee
- Purchase APR
- 20.99%
7.9Cited · verified 2026-06-13View → - 10
RBC Royal BankInfinite Privilege
RBC Avion Visa Infinite Privilege
Travel points & miles
Welcome value
~$2000
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 45,000 one-time anniversary bonus points
- Annual fee
- $399
- Purchase APR
- 20.99%
7.9Cited · verified 2026-06-13View → - 11
RBC Royal BankPlatinum
RBC Visa Platinum Avion
Travel points & miles
Welcome value
~$1400
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 15,000 one-time anniversary bonus points
- Annual fee
- $120
- Purchase APR
- 20.99%
7.9Cited · verified 2026-06-13View → - 12
TD Canada TrustInfinite
TD® First Class Travel® Visa Infinite* Card
Everyday rewards
Welcome value
~$730
Up to $1,300 in value including up to 146,000 TD Rewards Points plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.9Cited · verified 2026-06-13View → - 13
TD Canada TrustInfinite
TD® Aeroplan® Visa Infinite* Card
Travel points & miles
Welcome value
~$840
Up to $1,350 in value including up to 40,000 Aeroplan points plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.8Cited · verified 2026-06-13View → - 14
RBC Royal BankInfinite
RBC British Airways Visa Infinite
Travel points & miles
Welcome value
—
No current offer
Offer available
- Annual fee
- $165
- Purchase APR
- 20.50%
7.6Cited · verified 2026-06-13View → - 15
ScotiabankInfinite
Scotia Momentum Visa Infinite Card
Cash back on everyday spending
Welcome value
—
No current offer
Offer until Nov 115% cash back on first $2,000 in everyday purchases (first 3 months) + first year annual fee waived
- Annual fee
- $120
- Purchase APR
- 20.99%
7.6Cited · verified 2026-06-13View → - 16
ScotiabankInfinite Privilege
Scotiabank Passport Visa Infinite Privilege Card
Great for travel abroad
Welcome value
~$300
Earn 30,000 bonus Scene+ points
- Annual fee
- $599
- Purchase APR
- 20.99%
7.6Cited · verified 2026-06-13View → - 17
CIBCInfinite
CIBC Dividend Visa Infinite Card
Cash back on everyday spending
Welcome value
—
No current offer
10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus
- Annual fee
- $120
- Purchase APR
- —
7.4Cited · verified 2026-06-13View → - 18
RBC Royal BankStandard
RBC ION Visa
Travel points & miles
Welcome value
~$140
Get 7,000 Avion points upon approval - that's $50 of value in gift cards
- Annual fee
- No fee
- Purchase APR
- 20.99%
7.4Cited · verified 2026-06-13View → - 19
CIBCInfinite Privilege
CIBC Aeroplan Visa Infinite Privilege Card
Travel points & miles
Welcome value
—
No current offer
- Annual fee
- $599
- Purchase APR
- 21.99%
7.2Cited · verified 2026-06-13View → - 20
TD Canada TrustPlatinum
TD® Platinum Travel Visa* Card
Everyday rewards
Welcome value
~$250
Up to $370 in value including up to 50,000 TD Rewards Points plus first-year annual fee rebate
- Annual fee
- $89
- Purchase APR
- 21.99%
7.2Cited · verified 2026-06-13View → - 21
CIBCInfinite
CIBC Aeroplan Visa Infinite Card
Travel points & miles
Welcome value
—
No current offer
- Annual fee
- $139
- Purchase APR
- 21.99%
7.1Cited · verified 2026-06-13View → - 22
CIBCPlatinum
CIBC Dividend Platinum Visa Card
Cash back on everyday spending
Welcome value
—
No current offer
10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus
- Annual fee
- $99
- Purchase APR
- 21.99%
7.1Cited · verified 2026-06-13View → - 23
Scotiabank
Scotia Momentum for Business Visa Card
For business spending
Welcome value
—
No current offer
Get 5% cash back on up to $6,500 in purchases in the first three months
- Annual fee
- $79
- Purchase APR
- 20.99%
7.1Cited · verified 2026-06-13View → - 24
TD Canada TrustPlatinum
TD® Aeroplan® Visa Platinum* Card
Travel points & miles
Welcome value
~$420
Welcome bonus up to 20,000 Aeroplan points
- Annual fee
- $89
- Purchase APR
- 21.99%
7.1Cited · verified 2026-06-13View → - 25
WealthsimpleInfinite Privilege
Wealthsimple Credit Card
Great for travel abroad
Welcome value
—
No current offer
- Annual fee
- $240
- Purchase APR
- 20.99%
7.1Cited · verified 2026-06-13View → - 26
TD Canada TrustInfinite
TD Cash Back Visa Infinite* Card
Cash back on everyday spending
Welcome value
—
No current offer
Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.0Cited · verified 2026-06-13View → - 27
TD Canada TrustClassic
TD Rewards Visa* Card
No annual fee rewards
Welcome value
~$152
Welcome Bonus of 30,310 TD Rewards Points plus $100 value in TD Rewards Points for Amazon.ca, no annual fee
- Annual fee
- No fee
- Purchase APR
- 21.99%
7.0Cited · verified 2026-06-13View → - 28
RBC Royal BankStandard
moi RBC Visa
No annual fee rewards
Welcome value
~$40
Offer until Jan 20Get up to 5,000 bonus Moi points (a value of $40) by January 20, 2027
- Annual fee
- No fee
- Purchase APR
- 20.99%
6.9Cited · verified 2026-06-13View → - 29
Scotiabank
Scotia Momentum Visa Card
Cash back on everyday spending
Welcome value
—
No current offer
- Annual fee
- $49
- Purchase APR
- 20.99%
6.9Cited · verified 2026-06-13View → - 30
Scotiabank
Scotiabank Scene+ Visa Card
No annual fee rewards
Welcome value
~$25
Earn 7,500 bonus Scene+ points (welcome offer includes 2,500 first-spend + 5,000 ongoing)
- Annual fee
- No fee
- Purchase APR
- 21.99%
6.9Cited · verified 2026-06-13View → - 31
TD Canada Trust
TD Business Cash Back Visa Card
For business spending
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- 19.99%
6.9Cited · verified 2026-06-13View → - 32
RBC Royal BankGold
RBC U.S. Dollar Visa Gold
Travel points & miles
Welcome value
—
No current offer
Offer available
- Annual fee
- $65
- Purchase APR
- 20.99%
6.8Cited · verified 2026-06-13View → - 33
Scotiabank
Scotia Momentum No-Fee Visa Card
Cash back on everyday spending
Welcome value
—
No current offer
5% cash back on up to $2,000 in eligible purchases for first 3 months + 0% intro balance transfer rate
- Annual fee
- No fee
- Purchase APR
- 20.99%
6.7Cited · verified 2026-06-13View → - 34
TD Canada Trust
TD Business Select Rate Visa Card
For business spending
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- 11.99%
6.7Cited · verified 2026-06-13View → - 35
TD Canada TrustClassic
TD Cash Back Visa* Card
Cash back on everyday spending
Welcome value
—
No current offer
Earn up to $100 in Cash Back Dollars
- Annual fee
- No fee
- Purchase APR
- 21.99%
6.6Cited · verified 2026-06-13View → - 36
TD Canada TrustClassic
TD Low Rate Visa* Card
Low interest for carrying a balance
Welcome value
—
No current offer
- Annual fee
- —
- Purchase APR
- 12.90%
6.6Cited · verified 2026-06-13View → - 37
BMO
BMO eclipse rise Visa
No annual fee rewards
Welcome value
—
No current offer
25,000 bonus points for you
- Annual fee
- No fee
- Purchase APR
- 21.99%
6.5Cited · verified 2026-06-13View → - 38
RBC Royal BankStandard
RBC RateAdvantage Visa
No annual fee rewards
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- —
6.5Cited · verified 2026-06-13View → - 39
RBC Royal BankClassic
RBC Visa Classic Low Rate
Low interest for carrying a balance
Welcome value
—
No current offer
Offer Available: $20 Annual Fee Waiver
- Annual fee
- $20
- Purchase APR
- 12.99%
6.5Cited · verified 2026-06-13View → - 40
RBC Royal BankPlatinum
RBC Visa Platinum (No Annual Fee)
No annual fee rewards
Welcome value
—
No current offer
Offer available
- Annual fee
- No fee
- Purchase APR
- 20.99%
6.5Cited · verified 2026-06-13View → - 41
Simplii Financial
Simplii Cash Back Visa
No annual fee rewards
Welcome value
—
No current offer
Earn up to 20% cash back
- Annual fee
- No fee
- Purchase APR
- 21.99%
6.5Cited · verified 2026-06-13View → - 42
BMOInfinite
BMO eclipse Visa Infinite
Everyday rewards
Welcome value
—
No current offer
- Annual fee
- —
- Purchase APR
- —
6.4Cited · verified 2026-06-13View → - 43
CIBC
CIBC Aventura Visa Card
No annual fee rewards
Welcome value
13k pts
Earn up to 12,500 Aventura Points (up to $125 in travel value) for no annual fee
- Annual fee
- No fee
- Purchase APR
- —
6.4Cited · verified 2026-06-13View → - 44
CIBC
CIBC bizline Visa Card for Business
For business spending
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- —
6.4Cited · verified 2026-06-13View → - 45
CIBC
CIBC CashBack Visa Card for Business
For business spending
Welcome value
—
No current offer
- Annual fee
- —
- Purchase APR
- —
6.4Cited · verified 2026-06-13View → - 46
CIBC
CIBC Classic Visa Card
No annual fee rewards
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- 21.99%
6.4Cited · verified 2026-06-13View → - 47
CIBC
CIBC Corporate Classic Plus Visa Card for Business
For business spending
Welcome value
—
No current offer
- Annual fee
- —
- Purchase APR
- 19.99%
6.4Cited · verified 2026-06-13View → - 48
CIBC
CIBC Select Visa Card
Everyday rewards
Welcome value
—
No current offer
0% introductory interest rate on balance transfers for first 10 months
- Annual fee
- —
- Purchase APR
- —
6.4Cited · verified 2026-06-13View → - 49
RBC Royal Bank
RBC Visa CreditLine for Small Business
For business spending
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- —
6.4Cited · verified 2026-06-13View → - 50
Scotiabank
Scotiabank Value Visa Card
Low interest for carrying a balance
Welcome value
—
No current offer
Offer until Oct 310.99% introductory balance transfer rate for first 9 months + first year annual fee waived
- Annual fee
- $29
- Purchase APR
- 13.99%
6.4Cited · verified 2026-06-13View → - 51
Simplii Financial
Simplii Visa
Everyday rewards
Welcome value
—
No current offer
- Annual fee
- —
- Purchase APR
- —
6.4Cited · verified 2026-06-13View → - 52
TD Canada TrustClassic
TD Green Visa* Card
No annual fee rewards
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- 21.99%
6.4Cited · verified 2026-06-13View → - 53
RBC Royal Bank
RBC Visa Business
For business spending
Welcome value
—
No current offer
- Annual fee
- $12
- Purchase APR
- 19.99%
6.3Cited · verified 2026-06-13View → - 54
Scotiabank
Scotiabank U.S. Dollar Visa Card
Everyday rewards
Welcome value
—
No current offer
- Annual fee
- $35
- Purchase APR
- 19.99%
6.2Cited · verified 2026-06-13View → - 55
TD Canada TrustClassic
TD Emerald Flex Rate Visa* Card
Everyday rewards
Welcome value
—
No current offer
- Annual fee
- $25
- Purchase APR
- —
6.2Cited · verified 2026-06-13View → - 56
TD Canada TrustClassic
TD® U.S. Dollar Visa* Card
Great for travel abroad
Welcome value
—
No current offer
- Annual fee
- $39
- Purchase APR
- 21.99%
6.1Cited · verified 2026-06-13View → - 57
ScotiabankInfinite
Scotiabank Passport Visa Infinite Business Card
For business spending
Welcome value
40k pts
Earn up to $2,600 in first year savings and reward value, including up to 40,000 bonus Scene+ points
- Annual fee
- $199
- Purchase APR
- 20.99%
6.0Cited · verified 2026-06-13View → - 58
CIBCGold
CIBC Aventura Gold Visa Card
Everyday rewards
Welcome value
60k pts
Earn up to 60,000 Aventura Points (up to $1,200 in travel value) plus annual fee rebate
- Annual fee
- $139
- Purchase APR
- —
5.9Cited · verified 2026-06-13View → - 59
CIBC
CIBC Aventura Visa Card for Business
For business spending
Welcome value
70k pts
Join and earn up to $2,100 in value, including an annual fee rebate for the first 2 years
- Annual fee
- $120
- Purchase APR
- 19.99%
5.9Cited · verified 2026-06-13View → - 60
CIBCInfinite
CIBC Aventura Visa Infinite Card
Everyday rewards
Welcome value
60k pts
Earn up to 60,000 Aventura Points (up to $1,200 in travel value) plus annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
5.9Cited · verified 2026-06-13View → - 61
RBC Royal Bank
RBC Avion Visa Business
For business spending
Welcome value
35k pts
35,000 welcome Avion points plus first-year annual fee waiver
- Annual fee
- $120
- Purchase APR
- 19.99%
5.9Cited · verified 2026-06-13View →
Frequently asked
- What is the best Visa credit card in Canada?
- Based on our value ranking, the CIBC Aeroplan Visa Business Card from CIBC is the top Visa card with a $180 annual fee and 12.99% purchase APR. Rankings update daily.
- How are these cards ranked?
- We rank by the Canada Cards Score, computed from everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost. Every figure is pulled from the official issuer page.
- How current is this information?
- Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.
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