What is the best under 100 credit card in Canada?

Based on our value ranking, the TD® Platinum Travel Visa* Card from TD Canada Trust leads this fee bracket with a $89 annual fee and 21.99% purchase APR. Rankings update daily.

How are these cards ranked?

We rank by the Canada Cards Score, computed from everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost. Every figure is pulled from the official issuer page.

How current is this information?

Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.

Ranked by value

Credit Cards Under $100 Annual Fee in Canada (July 2026)

8 cards in this fee bracket, ranked. Every figure cites the official issuer page. Updated 2026-07-29.

The best under 100 credit card in Canada right now is the TD® Platinum Travel Visa* Card from TD Canada Trust, leading our ranking of 8 cards with a $89 annual fee and 21.99% purchase APR. We rank by the Canada Cards Score, with every figure sourced from official issuer pages and refreshed 2026-07-29.

0Cards ranked

0%Sourced figures

07-29Last updated

$0Affiliate bias

1Top pick · under 100 card

TD® Platinum Travel Visa* Card

TD Canada Trust

Welcome value

~$250

Annual fee

$89

Purchase APR

21.99%

Bonus covers 2× the annual fee
Earn 6x on grocery, dining, public transit (and travel via expedia for td)

See full breakdown

Source: TD Canada Trust·verified 2026-06-13

TD Canada TrustPlatinum

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TD® Platinum Travel Visa* Card

VISA

Welcome value, at a glance

Estimated CAD

1. TD® Platinum Travel Visa* Card~$250

2. TD® Aeroplan® Visa Platinum* Card~$420

Mid-market point valuations, used only to compare cards. Not issuer-guaranteed. Confirm offers on the issuer page.

All cards in this bracket

7 more cards

Frequently asked

What is the best under 100 credit card in Canada?: Based on our value ranking, the TD® Platinum Travel Visa* Card from TD Canada Trust leads this fee bracket with a $89 annual fee and 21.99% purchase APR. Rankings update daily.
How are these cards ranked?: We rank by the Canada Cards Score, computed from everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost. Every figure is pulled from the official issuer page.
How current is this information?: Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.