Ranked by value
Premium Credit Cards in Canada (July 2026)
24 cards in this fee bracket, ranked. Every figure cites the official issuer page. Updated 2026-07-29.
The best premium over 150 credit card in Canada right now is the American Express Business Gold Rewards Card from American Express, leading our ranking of 24 cards with a $199 annual fee and — purchase APR. We rank by the Canada Cards Score, with every figure sourced from official issuer pages and refreshed 2026-07-29.
American Express Business Gold Rewards Card
American Express
Welcome value
~$1400
Annual fee
$199
Purchase APR
—
- Big welcome bonus worth ~$1400
- Bonus covers 7× the annual fee
- Earn 10000x on quarterly bonus
American Express Business Gold Rewards Card
AMERICAN EXPRESSWelcome value, at a glance
Estimated CADMid-market point valuations, used only to compare cards. Not issuer-guaranteed. Confirm offers on the issuer page.
All cards in this bracket
23 more cards- 2
CIBC
CIBC Aeroplan Visa Business Card
For business spending
Welcome value
~$1575
Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points
- Annual fee
- $180
- Purchase APR
- 12.99%
8.6Cited · verified 2026-06-13View → - 3
American ExpressReserve
The American Express® Aeroplan®* Reserve Card
Travel points & miles
Welcome value
~$2310
Earn up to 110,000 Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.5Cited · verified 2026-06-13View → - 4
American Express
American Express Aeroplan Business Reserve Card
For business spending
Welcome value
~$2520
Earn up to 120,000 Welcome Bonus Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.4Cited · verified 2026-06-13View → - 5
American Express
American Express® Gold Rewards Card
Everyday rewards
Welcome value
~$1200
Earn up to 60,000 Membership Rewards points in your first year
- Annual fee
- $250
- Purchase APR
- 21.99%
8.4Cited · verified 2026-06-13View → - 6
ScotiabankPlatinum
Scotiabank Platinum American Express Card
Great for travel abroad
Welcome value
~$800
Earn up to 80,000 bonus Scene+ points ($800 in travel rewards)
- Annual fee
- $399
- Purchase APR
- 9.99%
8.4Cited · verified 2026-06-13View → - 7
ScotiabankInfinite
Scotiabank Passport Visa Infinite Card
Great for travel abroad
Welcome value
~$500
Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months
- Annual fee
- $150
- Purchase APR
- 20.99%
8.1Cited · verified 2026-06-13View → - 8
TD Canada TrustInfinite Privilege
TD® Aeroplan® Visa Infinite Privilege* Card
Travel points & miles
Welcome value
~$1785
Welcome bonus up to 85,000 Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.1Cited · verified 2026-06-13View → - 9
American ExpressPlatinum
The Platinum Card®
Everyday rewards
Welcome value
~$2600
Earn up to 130,000 Membership Rewards points
- Annual fee
- $799
- Purchase APR
- 21.99%
8.1Cited · verified 2026-06-13View → - 10
RBC Royal BankInfinite Privilege
RBC Avion Visa Infinite Privilege
Travel points & miles
Welcome value
~$2000
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 45,000 one-time anniversary bonus points
- Annual fee
- $399
- Purchase APR
- 20.99%
7.9Cited · verified 2026-06-13View → - 11
American Express
The American Express® Cobalt® Card
Everyday rewards
Welcome value
~$300
Earn up to 15,000 Membership Rewards points in your first year
- Annual fee
- $191.88
- Purchase APR
- 21.99%
7.9Cited · verified 2026-06-13View → - 12
RBC Royal BankInfinite
RBC British Airways Visa Infinite
Travel points & miles
Welcome value
—
No current offer
Offer available
- Annual fee
- $165
- Purchase APR
- 20.50%
7.6Cited · verified 2026-06-13View → - 13
ScotiabankInfinite Privilege
Scotiabank Passport Visa Infinite Privilege Card
Great for travel abroad
Welcome value
~$300
Earn 30,000 bonus Scene+ points
- Annual fee
- $599
- Purchase APR
- 20.99%
7.6Cited · verified 2026-06-13View → - 14
American Express
Business Platinum Card from American Express
For business spending
Welcome value
~$1000
Earn up to 50,000 Membership Rewards points
- Annual fee
- $799
- Purchase APR
- —
7.4Cited · verified 2026-06-13View → - 15
RBC Royal BankWorld Elite
WestJet RBC World Elite Mastercard for Business
For business spending
Welcome value
~$450
45,000 welcome WestJet points after your first purchase
- Annual fee
- $175
- Purchase APR
- 19.99%
7.4Cited · verified 2026-06-13View → - 16
CIBCInfinite Privilege
CIBC Aeroplan Visa Infinite Privilege Card
Travel points & miles
Welcome value
—
No current offer
- Annual fee
- $599
- Purchase APR
- 21.99%
7.2Cited · verified 2026-06-13View → - 17
WealthsimpleInfinite Privilege
Wealthsimple Credit Card
Great for travel abroad
Welcome value
—
No current offer
- Annual fee
- $240
- Purchase APR
- 20.99%
7.1Cited · verified 2026-06-13View → - 18
National BankWorld Elite
National Bank World Elite Mastercard
Everyday rewards
Welcome value
35k pts
Get up to $1,052 in benefits and rewards for the first year
- Annual fee
- $150
- Purchase APR
- 22.49%
6.1Cited · verified 2026-06-17View → - 19
BMOWorld Elite
BMO Ascend World Elite Mastercard
Everyday rewards
Welcome value
—
No current offer
Get up to $1,600 in value and the annual fees waived in the first year.
- Annual fee
- $150
- Purchase APR
- 21.99%
6.0Cited · verified 2026-06-13View → - 20
ScotiabankInfinite
Scotiabank Passport Visa Infinite Business Card
For business spending
Welcome value
40k pts
Earn up to $2,600 in first year savings and reward value, including up to 40,000 bonus Scene+ points
- Annual fee
- $199
- Purchase APR
- 20.99%
6.0Cited · verified 2026-06-13View → - 21
BMOWorld Elite
BMO Ascend World Elite Business Mastercard
For business spending
Welcome value
150k pts
Get more for your business with up to $2,175 in value
- Annual fee
- $175
- Purchase APR
- 18.99%
5.8Cited · verified 2026-06-13View → - 22
BMOWorld Elite
BMO Blue Rewards World Elite Business Mastercard
For business spending
Welcome value
—
No current offer
Get over $1,750 in value, including an annual-fee waiver, in your first year
- Annual fee
- $175
- Purchase APR
- 20.99%
5.8Cited · verified 2026-06-13View → - 23
Neo FinancialWorld Elite
Cathay World Elite Mastercard
Travel points & miles
Welcome value
35k pts
Up to 35,000 Asia Miles
- Annual fee
- $180
- Purchase APR
- 19.99%
5.8Cited · verified 2026-06-13View → - 24
American Express
Marriott Bonvoy Business American Express Card
For business spending
Welcome value
80k pts
Earn up to 80,000 Marriott Bonvoy points
- Annual fee
- $150
- Purchase APR
- 21.99%
5.8Cited · verified 2026-06-13View →
Frequently asked
- What is the best premium over 150 credit card in Canada?
- Based on our value ranking, the American Express Business Gold Rewards Card from American Express leads this fee bracket with a $199 annual fee and — purchase APR. Rankings update daily.
- How are these cards ranked?
- We rank by the Canada Cards Score, computed from everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost. Every figure is pulled from the official issuer page.
- How current is this information?
- Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.
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