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Ranked by value

Premium Credit Cards in Canada (July 2026)

24 cards in this fee bracket, ranked. Every figure cites the official issuer page. Updated 2026-07-29.

The best premium over 150 credit card in Canada right now is the American Express Business Gold Rewards Card from American Express, leading our ranking of 24 cards with a $199 annual fee and purchase APR. We rank by the Canada Cards Score, with every figure sourced from official issuer pages and refreshed 2026-07-29.

0Cards ranked
0%Sourced figures
07-29Last updated
$0Affiliate bias
1Top pick · premium over 150 card

American Express Business Gold Rewards Card

American Express

Welcome value

~$1400

Annual fee

$199

Purchase APR

  • Big welcome bonus worth ~$1400
  • Bonus covers 7× the annual fee
  • Earn 10000x on quarterly bonus
American Express
••••••••••••8054

American Express Business Gold Rewards Card

AMERICAN EXPRESS

Welcome value, at a glance

Estimated CAD
1. American Express Business Gold Rewards Card~$1400
2. CIBC Aeroplan Visa Business Card~$1575
3. The American Express® Aeroplan®* Reserve Card~$2310
4. American Express Aeroplan Business Reserve Card~$2520
5. American Express® Gold Rewards Card~$1200
6. Scotiabank Platinum American Express Card~$800

Mid-market point valuations, used only to compare cards. Not issuer-guaranteed. Confirm offers on the issuer page.

All cards in this bracket

23 more cards
  1. 2
    CIBC

    CIBC Aeroplan Visa Business Card

    For business spending

    Welcome value

    ~$1575

    Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points

    Annual fee
    $180
    Purchase APR
    12.99%
    8.6Cited · verified 2026-06-13View →
  2. 3
    American ExpressReserve

    The American Express® Aeroplan®* Reserve Card

    Travel points & miles

    Welcome value

    ~$2310

    Earn up to 110,000 Aeroplan points

    Annual fee
    $599
    Purchase APR
    21.99%
    8.5Cited · verified 2026-06-13View →
  3. 4
    American Express

    American Express Aeroplan Business Reserve Card

    For business spending

    Welcome value

    ~$2520

    Earn up to 120,000 Welcome Bonus Aeroplan points

    Annual fee
    $599
    Purchase APR
    21.99%
    8.4Cited · verified 2026-06-13View →
  4. 5
    American Express

    American Express® Gold Rewards Card

    Everyday rewards

    Welcome value

    ~$1200

    Earn up to 60,000 Membership Rewards points in your first year

    Annual fee
    $250
    Purchase APR
    21.99%
    8.4Cited · verified 2026-06-13View →
  5. 6
    ScotiabankPlatinum

    Scotiabank Platinum American Express Card

    Great for travel abroad

    Welcome value

    ~$800

    Earn up to 80,000 bonus Scene+ points ($800 in travel rewards)

    Annual fee
    $399
    Purchase APR
    9.99%
    8.4Cited · verified 2026-06-13View →
  6. 7
    ScotiabankInfinite

    Scotiabank Passport Visa Infinite Card

    Great for travel abroad

    Welcome value

    ~$500

    Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months

    Annual fee
    $150
    Purchase APR
    20.99%
    8.1Cited · verified 2026-06-13View →
  7. 8
    TD Canada TrustInfinite Privilege

    TD® Aeroplan® Visa Infinite Privilege* Card

    Travel points & miles

    Welcome value

    ~$1785

    Welcome bonus up to 85,000 Aeroplan points

    Annual fee
    $599
    Purchase APR
    21.99%
    8.1Cited · verified 2026-06-13View →
  8. 9
    American ExpressPlatinum

    The Platinum Card®

    Everyday rewards

    Welcome value

    ~$2600

    Earn up to 130,000 Membership Rewards points

    Annual fee
    $799
    Purchase APR
    21.99%
    8.1Cited · verified 2026-06-13View →
  9. 10
    RBC Royal BankInfinite Privilege

    RBC Avion Visa Infinite Privilege

    Travel points & miles

    Welcome value

    ~$2000

    Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 45,000 one-time anniversary bonus points

    Annual fee
    $399
    Purchase APR
    20.99%
    7.9Cited · verified 2026-06-13View →
  10. 11
    American Express

    The American Express® Cobalt® Card

    Everyday rewards

    Welcome value

    ~$300

    Earn up to 15,000 Membership Rewards points in your first year

    Annual fee
    $191.88
    Purchase APR
    21.99%
    7.9Cited · verified 2026-06-13View →
  11. 12
    RBC Royal BankInfinite

    RBC British Airways Visa Infinite

    Travel points & miles

    Welcome value

    No current offer

    Offer available

    Annual fee
    $165
    Purchase APR
    20.50%
    7.6Cited · verified 2026-06-13View →
  12. 13
    ScotiabankInfinite Privilege

    Scotiabank Passport Visa Infinite Privilege Card

    Great for travel abroad

    Welcome value

    ~$300

    Earn 30,000 bonus Scene+ points

    Annual fee
    $599
    Purchase APR
    20.99%
    7.6Cited · verified 2026-06-13View →
  13. 14
    American Express

    Business Platinum Card from American Express

    For business spending

    Welcome value

    ~$1000

    Earn up to 50,000 Membership Rewards points

    Annual fee
    $799
    Purchase APR
    7.4Cited · verified 2026-06-13View →
  14. 15
    RBC Royal BankWorld Elite

    WestJet RBC World Elite Mastercard for Business

    For business spending

    Welcome value

    ~$450

    45,000 welcome WestJet points after your first purchase

    Annual fee
    $175
    Purchase APR
    19.99%
    7.4Cited · verified 2026-06-13View →
  15. 16
    CIBCInfinite Privilege

    CIBC Aeroplan Visa Infinite Privilege Card

    Travel points & miles

    Welcome value

    No current offer

    Annual fee
    $599
    Purchase APR
    21.99%
    7.2Cited · verified 2026-06-13View →
  16. 17
    WealthsimpleInfinite Privilege

    Wealthsimple Credit Card

    Great for travel abroad

    Welcome value

    No current offer

    Annual fee
    $240
    Purchase APR
    20.99%
    7.1Cited · verified 2026-06-13View →
  17. 18
    National BankWorld Elite

    National Bank World Elite Mastercard

    Everyday rewards

    Welcome value

    35k pts

    Get up to $1,052 in benefits and rewards for the first year

    Annual fee
    $150
    Purchase APR
    22.49%
    6.1Cited · verified 2026-06-17View →
  18. 19
    BMOWorld Elite

    BMO Ascend World Elite Mastercard

    Everyday rewards

    Welcome value

    No current offer

    Get up to $1,600 in value and the annual fees waived in the first year.

    Annual fee
    $150
    Purchase APR
    21.99%
    6.0Cited · verified 2026-06-13View →
  19. 20
    ScotiabankInfinite

    Scotiabank Passport Visa Infinite Business Card

    For business spending

    Welcome value

    40k pts

    Earn up to $2,600 in first year savings and reward value, including up to 40,000 bonus Scene+ points

    Annual fee
    $199
    Purchase APR
    20.99%
    6.0Cited · verified 2026-06-13View →
  20. 21
    BMOWorld Elite

    BMO Ascend World Elite Business Mastercard

    For business spending

    Welcome value

    150k pts

    Get more for your business with up to $2,175 in value

    Annual fee
    $175
    Purchase APR
    18.99%
    5.8Cited · verified 2026-06-13View →
  21. 22
    BMOWorld Elite

    BMO Blue Rewards World Elite Business Mastercard

    For business spending

    Welcome value

    No current offer

    Get over $1,750 in value, including an annual-fee waiver, in your first year

    Annual fee
    $175
    Purchase APR
    20.99%
    5.8Cited · verified 2026-06-13View →
  22. 23
    Neo FinancialWorld Elite

    Cathay World Elite Mastercard

    Travel points & miles

    Welcome value

    35k pts

    Up to 35,000 Asia Miles

    Annual fee
    $180
    Purchase APR
    19.99%
    5.8Cited · verified 2026-06-13View →
  23. 24
    American Express

    Marriott Bonvoy Business American Express Card

    For business spending

    Welcome value

    80k pts

    Earn up to 80,000 Marriott Bonvoy points

    Annual fee
    $150
    Purchase APR
    21.99%
    5.8Cited · verified 2026-06-13View →

Frequently asked

What is the best premium over 150 credit card in Canada?
Based on our value ranking, the American Express Business Gold Rewards Card from American Express leads this fee bracket with a $199 annual fee and — purchase APR. Rankings update daily.
How are these cards ranked?
We rank by the Canada Cards Score, computed from everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost. Every figure is pulled from the official issuer page.
How current is this information?
Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.

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