Best Credit Cards for Excellent Credit in Canada (July 2026)

Earn up to 80,000 bonus Scene+ points ($800 in travel rewards)

Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 15,000 one-time anniversary bonus points

Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months

Welcome bonus up to 85,000 Aeroplan points

Earn up to 130,000 Membership Rewards points

Welcome More Rewards points 20,000

First Year Annual Fee Waived and 50,000 bonus PC Optimum™ points*

Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 45,000 one-time anniversary bonus points

Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 15,000 one-time anniversary bonus points

Up to $1,300 in value including up to 146,000 TD Rewards Points plus first-year annual fee rebate

Up to $1,350 in value including up to 40,000 Aeroplan points plus first-year annual fee rebate

Get up to $650 in value and the annual fees waived in the first year.

Offer available

15% cash back on first $2,000 in everyday purchases (first 3 months) + first year annual fee waived

Earn 30,000 bonus Scene+ points

10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus

45,000 welcome WestJet points after your first purchase

Get up to 45,000 WestJet points, a value of up to $450 off travel

Get a hold of your rewards with up to $600 in value; earn 30,000 bonus Scene+ points

Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate

Enjoy 50,000 bonus PC Optimum™ points

Receive 10.5% bonus cash back plus 1.5% standard cash back on qualifying transactions

Up to 25,000 rewards points upon enrollment

Earn up to $500 in Brim points when you use your Brim Card for the first time at participating merchants

Up to 25,000 MileagePlus miles

Earn up to 30,000 bonus MBNA Rewards Points

Get up to $1,052 in benefits and rewards for the first year

Get up to $1,600 in value and the annual fees waived in the first year.

Earn up to $2,600 in first year savings and reward value, including up to 40,000 bonus Scene+ points

Earn up to 60,000 Aventura Points (up to $1,200 in travel value) plus annual fee rebate

Get more for your business with up to $2,175 in value

Get over $1,750 in value, including an annual-fee waiver, in your first year

Up to 35,000 Asia Miles