Ranked by value
American Express Credit Cards in Canada (July 2026)
18 American Express cards, ranked. Every figure cites the official issuer page. Updated 2026-07-29.
The best American Express credit card in Canada right now is the American Express Business Gold Rewards Card from American Express, leading our ranking of 18 cards with a $199 annual fee and — purchase APR. We rank by the Canada Cards Score, with every figure sourced from official issuer pages and refreshed 2026-07-29.
American Express Business Gold Rewards Card
American Express
Welcome value
~$1400
Annual fee
$199
Purchase APR
—
- Big welcome bonus worth ~$1400
- Bonus covers 7× the annual fee
- Earn 10000x on quarterly bonus
American Express Business Gold Rewards Card
AMERICAN EXPRESSWelcome value, at a glance
Estimated CADMid-market point valuations, used only to compare cards. Not issuer-guaranteed. Confirm offers on the issuer page.
All American Express cards
17 more cards- 2
American ExpressReserve
The American Express® Aeroplan®* Reserve Card
Travel points & miles
Welcome value
~$2310
Earn up to 110,000 Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.5Cited · verified 2026-06-13View → - 3
American Express Aeroplan Business Reserve Card
For business spending
Welcome value
~$2520
Earn up to 120,000 Welcome Bonus Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.4Cited · verified 2026-06-13View → - 4
American Express® Gold Rewards Card
Everyday rewards
Welcome value
~$1200
Earn up to 60,000 Membership Rewards points in your first year
- Annual fee
- $250
- Purchase APR
- 21.99%
8.4Cited · verified 2026-06-13View → - 5
ScotiabankPlatinum
Scotiabank Platinum American Express Card
Great for travel abroad
Welcome value
~$800
Earn up to 80,000 bonus Scene+ points ($800 in travel rewards)
- Annual fee
- $399
- Purchase APR
- 9.99%
8.4Cited · verified 2026-06-13View → - 6
Scotiabank Gold American Express Card
Great for travel abroad
Welcome value
~$450
Earn up to 45,000 bonus Scene+ points ($450 in travel rewards)
- Annual fee
- $120
- Purchase APR
- 21.99%
8.3Cited · verified 2026-06-13View → - 7
American Express® Aeroplan®* Card
Travel points & miles
Welcome value
~$945
Earn up to 45,000 Aeroplan points
- Annual fee
- $120
- Purchase APR
- 21.99%
8.2Cited · verified 2026-06-13View → - 8
The Platinum Card®
Everyday rewards
Welcome value
~$2600
Earn up to 130,000 Membership Rewards points
- Annual fee
- $799
- Purchase APR
- 21.99%
8.1Cited · verified 2026-06-13View → - 9
The American Express® Cobalt® Card
Everyday rewards
Welcome value
~$300
Earn up to 15,000 Membership Rewards points in your first year
- Annual fee
- $191.88
- Purchase APR
- 21.99%
7.9Cited · verified 2026-06-13View → - 10
Business Platinum Card from American Express
For business spending
Welcome value
~$1000
Earn up to 50,000 Membership Rewards points
- Annual fee
- $799
- Purchase APR
- —
7.4Cited · verified 2026-06-13View → - 11
SimplyCash® Preferred Card from American Express
Cash back on everyday spending
Welcome value
—
No current offer
Earn up to $200 in bonus cash back
- Annual fee
- $119.88
- Purchase APR
- 21.99%
7.3Cited · verified 2026-06-13View → - 12
Scotiabank American Express Card
No annual fee rewards
Welcome value
~$25
Earn 2,500 bonus Scene+ points
- Annual fee
- No fee
- Purchase APR
- 21.99%
7.2Cited · verified 2026-06-13View → - 13
American Express® Green Card
No annual fee rewards
Welcome value
~$200
Earn 10,000 Membership Rewards points
- Annual fee
- No fee
- Purchase APR
- 21.99%
7.0Cited · verified 2026-06-13View → - 14
SimplyCash® Card from American Express
Cash back on everyday spending
Welcome value
—
No current offer
Earn up to $100 in bonus cash back
- Annual fee
- No fee
- Purchase APR
- 21.99%
6.9Cited · verified 2026-06-13View → - 15
American Express Business Edge Card
For business spending
Welcome value
~$200
Earn a Welcome Bonus of 10,000 Membership Rewards points
- Annual fee
- —
- Purchase APR
- —
6.6Cited · verified 2026-06-13View → - 16
American Express EssentialTM Credit Card
Low interest for carrying a balance
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- 12.99%
6.6Cited · verified 2026-06-13View → - 17
Marriott Bonvoy® American Express®* Card
Everyday rewards
Welcome value
70k pts
Earn up to 70,000 Marriott Bonvoy points
- Annual fee
- $120
- Purchase APR
- 21.99%
5.9Cited · verified 2026-06-13View → - 18
Marriott Bonvoy Business American Express Card
For business spending
Welcome value
80k pts
Earn up to 80,000 Marriott Bonvoy points
- Annual fee
- $150
- Purchase APR
- 21.99%
5.8Cited · verified 2026-06-13View →
Frequently asked
- What is the best American Express credit card in Canada?
- Based on our value ranking, the American Express Business Gold Rewards Card from American Express is the top American Express card with a $199 annual fee and — purchase APR. Rankings update daily.
- How are these cards ranked?
- We rank by the Canada Cards Score, computed from everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost. Every figure is pulled from the official issuer page.
- How current is this information?
- Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.
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