Ranked by value
Credit Cards for $60,000 Income in Canada (July 2026)
17 cards for this income bracket, ranked. Every figure cites the official issuer page. Updated 2026-07-29.
The best credit card for a $60,000 income in Canada right now is the RBC Avion Visa Infinite from RBC Royal Bank, leading our ranking of 17 cards with a $120 annual fee and 20.99% purchase APR. We rank by the Canada Cards Score, with every figure sourced from official issuer pages and refreshed 2026-07-29.
RBC Avion Visa Infinite
RBC Royal Bank
Welcome value
~$1400
Annual fee
$120
Purchase APR
20.99%
- Big welcome bonus worth ~$1400
- Bonus covers 11× the annual fee
- Earn 1.25x on travel
RBC Avion Visa Infinite
VISAWelcome value, at a glance
Estimated CADMid-market point valuations, used only to compare cards. Not issuer-guaranteed. Confirm offers on the issuer page.
All cards for this income
16 more cards- 2
ScotiabankInfinite
Scotiabank Passport Visa Infinite Card
Great for travel abroad
Welcome value
~$500
Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months
- Annual fee
- $150
- Purchase APR
- 20.99%
8.1Cited · verified 2026-06-13View → - 3
RBC Royal BankInfinite
More Rewards RBC Visa Infinite
No annual fee rewards
Welcome value
~$200
Welcome More Rewards points 20,000
- Annual fee
- No fee
- Purchase APR
- 20.99%
8.0Cited · verified 2026-06-13View → - 4
TD Canada TrustInfinite
TD® First Class Travel® Visa Infinite* Card
Everyday rewards
Welcome value
~$730
Up to $1,300 in value including up to 146,000 TD Rewards Points plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.9Cited · verified 2026-06-13View → - 5
TD® Aeroplan® Visa Infinite* Card
Travel points & miles
Welcome value
~$840
Up to $1,350 in value including up to 40,000 Aeroplan points plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.8Cited · verified 2026-06-13View → - 6
RBC British Airways Visa Infinite
Travel points & miles
Welcome value
—
No current offer
Offer available
- Annual fee
- $165
- Purchase APR
- 20.50%
7.6Cited · verified 2026-06-13View → - 7
Scotia Momentum Visa Infinite Card
Cash back on everyday spending
Welcome value
—
No current offer
Offer until Nov 115% cash back on first $2,000 in everyday purchases (first 3 months) + first year annual fee waived
- Annual fee
- $120
- Purchase APR
- 20.99%
7.6Cited · verified 2026-06-13View → - 8
CIBCInfinite
CIBC Dividend Visa Infinite Card
Cash back on everyday spending
Welcome value
—
No current offer
10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus
- Annual fee
- $120
- Purchase APR
- —
7.4Cited · verified 2026-06-13View → - 9
CIBC Costco Mastercard (Costco World Mastercard)
Cash back on everyday spending
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- 21.75%
7.2Cited · verified 2026-06-13View → - 10
CIBC Aeroplan Visa Infinite Card
Travel points & miles
Welcome value
—
No current offer
- Annual fee
- $139
- Purchase APR
- 21.99%
7.1Cited · verified 2026-06-13View → - 11
Rogers BankWorld Mastercard
Rogers Red World Mastercard
Cash back on everyday spending
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- 20.99%
7.0Cited · verified 2026-06-13View → - 12
TD Cash Back Visa Infinite* Card
Cash back on everyday spending
Welcome value
—
No current offer
Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.0Cited · verified 2026-06-13View → - 13
Neo FinancialWorld
Neo World Mastercard
Cash back on everyday spending
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- 19.99%
6.9Cited · verified 2026-06-13View → - 14
TangerineWorld
Tangerine Money-Back World Mastercard
Cash back on everyday spending
Welcome value
—
No current offer
Get $100 with a Money-Back World Mastercard
- Annual fee
- No fee
- Purchase APR
- 20.95%
6.9Cited · verified 2026-06-13View → - 15
PC FinancialWorld
PC World Mastercard
No annual fee rewards
Welcome value
—
No current offer
Earn 50,000 bonus PC Optimum™ Points
- Annual fee
- No fee
- Purchase APR
- 21.99%
6.6Cited · verified 2026-06-13View → - 16
MBNAWorld
MBNA Smart Cash World Mastercard
Everyday rewards
Welcome value
—
No current offer
Earn 5% Cash Back on gas and groceries for the first 6 months
- Annual fee
- $39
- Purchase APR
- 21.99%
6.2Cited · verified 2026-06-17View → - 17
CIBC Aventura Visa Infinite Card
Everyday rewards
Welcome value
60k pts
Earn up to 60,000 Aventura Points (up to $1,200 in travel value) plus annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
5.9Cited · verified 2026-06-13View →
Frequently asked
- What is the best credit card for a $60,000 income in Canada?
- Based on our value ranking, the RBC Avion Visa Infinite from RBC Royal Bank leads for this income bracket with a $120 annual fee and 20.99% purchase APR. Rankings update daily.
- How are these cards ranked?
- We rank by the Canada Cards Score, computed from everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost. Every figure is pulled from the official issuer page.
- How current is this information?
- Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.
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