Best for
Best Credit Card for Sobeys and Metro in Canada (July 2026)
Sobeys, Metro, FreshCo, and Foodland code as grocery stores. These cards earn the most on supermarket spending. 71 cards, ranked. Every figure cites the official issuer page. Updated 2026-07-29.
The best credit card for Sobeys and Metro in Canada right now is the The American Express® Cobalt® Card from American Express, which tops our ranking of 71 cards by the earn rate that actually applies at Sobeys and Metro ($191.88 annual fee, 21.99% purchase APR). We rank by cents earned per dollar so cash back and points compare fairly, with every figure sourced from the official issuer page and refreshed 2026-07-29. Nothing here is financial advice.
The American Express® Cobalt® Card
American Express
Welcome value
~$300
Annual fee
$191.88
Purchase APR
21.99%
- Big welcome bonus worth ~$300
- Earn 5x on eats & drinks (eligible restaurants, food delivery, groceries in canada)
The American Express® Cobalt® Card
AMERICAN EXPRESSThe rest of the ranking
23 more cards- 2
RBC Royal BankInfinite
More Rewards RBC Visa Infinite
No annual fee rewards
Welcome value
~$200
Welcome More Rewards points 20,000
- Annual fee
- No fee
- Purchase APR
- 20.99%
8.0Cited · verified 2026-06-13View → - 3
RBC ION+ Visa
Travel points & miles
Welcome value
~$280
Get 14,000 Avion points upon approval - that's $100 of value in gift cards
- Annual fee
- $48
- Purchase APR
- 20.99%
8.0Cited · verified 2026-06-13View → - 4
Scotiabank
Scotiabank Gold American Express Card
Great for travel abroad
Welcome value
~$450
Earn up to 45,000 bonus Scene+ points ($450 in travel rewards)
- Annual fee
- $120
- Purchase APR
- 21.99%
8.3Cited · verified 2026-06-13View → - 5
BMOWorld Elite
BMO CashBack World Elite Mastercard
Cash back on everyday spending
Welcome value
—
No current offer
Get up to $650 in value and the annual fees waived in the first year.
- Annual fee
- $139
- Purchase APR
- 21.99%
7.6Cited · verified 2026-06-13View → - 6
More Rewards RBC Visa
No annual fee rewards
Welcome value
~$200
Welcome More Rewards points 20,000
- Annual fee
- No fee
- Purchase APR
- 20.99%
7.9Cited · verified 2026-06-13View → - 7
Neo FinancialWorld Elite
Neo World Elite Mastercard
Cash back on everyday spending
Welcome value
—
No current offer
- Annual fee
- $149
- Purchase APR
- 19.99%
7.6Cited · verified 2026-06-13View → - 8
American Express
American Express® Gold Rewards Card
Everyday rewards
Welcome value
~$1200
Earn up to 60,000 Membership Rewards points in your first year
- Annual fee
- $250
- Purchase APR
- 21.99%
8.4Cited · verified 2026-06-13View → - 9
CIBCInfinite
CIBC Dividend Visa Infinite Card
Cash back on everyday spending
Welcome value
—
No current offer
10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus
- Annual fee
- $120
- Purchase APR
- —
7.4Cited · verified 2026-06-13View → - 10
PC FinancialWorld Elite
PC Insiders World Elite Mastercard
Everyday rewards
Welcome value
—
No current offer
First Year Annual Fee Waived and 50,000 bonus PC Optimum™ points*
- Annual fee
- $120
- Purchase APR
- 21.99%
7.9Cited · verified 2026-06-13View → - 11
Scotia Momentum Visa Infinite Card
Cash back on everyday spending
Welcome value
—
No current offer
Offer until Nov 115% cash back on first $2,000 in everyday purchases (first 3 months) + first year annual fee waived
- Annual fee
- $120
- Purchase APR
- 20.99%
7.6Cited · verified 2026-06-13View → - 12
SimplyCash® Preferred Card from American Express
Cash back on everyday spending
Welcome value
—
No current offer
Earn up to $200 in bonus cash back
- Annual fee
- $119.88
- Purchase APR
- 21.99%
7.3Cited · verified 2026-06-13View → - 13
CIBC Aeroplan Visa Business Card
For business spending
Welcome value
~$1575
Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points
- Annual fee
- $180
- Purchase APR
- 12.99%
8.6Cited · verified 2026-06-13View → - 14
CIBC Aeroplan Visa Infinite Card
Travel points & miles
Welcome value
—
No current offer
- Annual fee
- $139
- Purchase APR
- 21.99%
7.1Cited · verified 2026-06-13View → - 15
CIBC Aeroplan Visa Infinite Privilege Card
Travel points & miles
Welcome value
—
No current offer
- Annual fee
- $599
- Purchase APR
- 21.99%
7.2Cited · verified 2026-06-13View → - 16
TD Canada TrustInfinite
TD® Aeroplan® Visa Infinite* Card
Travel points & miles
Welcome value
~$840
Up to $1,350 in value including up to 40,000 Aeroplan points plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.8Cited · verified 2026-06-13View → - 17
BMO CashBack Mastercard
Cash back on everyday spending
Welcome value
—
No current offer
Get up to 5% cash back in your first 3 months
- Annual fee
- No fee
- Purchase APR
- 21.99%
7.3Cited · verified 2026-06-13View → - 18
CIBC Dividend Platinum Visa Card
Cash back on everyday spending
Welcome value
—
No current offer
10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus
- Annual fee
- $99
- Purchase APR
- 21.99%
7.1Cited · verified 2026-06-13View → - 19
RBC ION Visa
Travel points & miles
Welcome value
~$140
Get 7,000 Avion points upon approval - that's $50 of value in gift cards
- Annual fee
- No fee
- Purchase APR
- 20.99%
7.4Cited · verified 2026-06-13View → - 20
Scotiabank American Express Card
No annual fee rewards
Welcome value
~$25
Earn 2,500 bonus Scene+ points
- Annual fee
- No fee
- Purchase APR
- 21.99%
7.2Cited · verified 2026-06-13View → - 21
Scotiabank Passport Visa Infinite Card
Great for travel abroad
Welcome value
~$500
Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months
- Annual fee
- $150
- Purchase APR
- 20.99%
8.1Cited · verified 2026-06-13View → - 22
Scotiabank Passport Visa Infinite Privilege Card
Great for travel abroad
Welcome value
~$300
Earn 30,000 bonus Scene+ points
- Annual fee
- $599
- Purchase APR
- 20.99%
7.6Cited · verified 2026-06-13View → - 23
TD Cash Back Visa Infinite* Card
Cash back on everyday spending
Welcome value
—
No current offer
Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.0Cited · verified 2026-06-13View → - 24
TD® First Class Travel® Visa Infinite* Card
Everyday rewards
Welcome value
~$730
Up to $1,300 in value including up to 146,000 TD Rewards Points plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.9Cited · verified 2026-06-13View →
Frequently asked
- What is the best credit card for Sobeys and Metro in Canada?
- Based on the earn rate that applies at Sobeys and Metro, the The American Express® Cobalt® Card from American Express currently leads, with a $191.88 annual fee and 21.99% purchase APR. Rankings update daily.
- How are these cards ranked?
- We rank by the best earn rate each card delivers at Sobeys and Metro, expressed in cents per dollar so cash back and points compare fairly. Every figure is pulled from the official issuer page, never an affiliate feed.
- How current is this information?
- Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.
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