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Best Credit Card for Uber and Uber Eats in Canada (July 2026)

Rides code as transit and Uber Eats as dining and food delivery. These cards earn the most there. 70 cards, ranked. Every figure cites the official issuer page. Updated 2026-07-29.

The best credit card for Uber and Uber Eats in Canada right now is the The American Express® Cobalt® Card from American Express, which tops our ranking of 70 cards by the earn rate that actually applies at Uber and Uber Eats ($191.88 annual fee, 21.99% purchase APR). We rank by cents earned per dollar so cash back and points compare fairly, with every figure sourced from the official issuer page and refreshed 2026-07-29. Nothing here is financial advice.

0Cards ranked
0%Sourced figures
07-29Last updated
$0Affiliate bias
1Top pick · for Uber and Uber Eats

The American Express® Cobalt® Card

American Express

Welcome value

~$300

Annual fee

$191.88

Purchase APR

21.99%

  • Big welcome bonus worth ~$300
  • Earn 5x on eats & drinks (eligible restaurants, food delivery, groceries in canada)
American Express
••••••••••••5223

The American Express® Cobalt® Card

AMERICAN EXPRESS

The rest of the ranking

23 more cards
  1. 2
    RBC Royal BankInfinite

    More Rewards RBC Visa Infinite

    No annual fee rewards

    Welcome value

    ~$200

    Welcome More Rewards points 20,000

    Annual fee
    No fee
    Purchase APR
    20.99%
    8.0Cited · verified 2026-06-13View →
  2. 3
    RBC Royal BankStandard

    RBC ION+ Visa

    Travel points & miles

    Welcome value

    ~$280

    Get 14,000 Avion points upon approval - that's $100 of value in gift cards

    Annual fee
    $48
    Purchase APR
    20.99%
    8.0Cited · verified 2026-06-13View →
  3. 4
    RBC Royal BankStandard

    More Rewards RBC Visa

    No annual fee rewards

    Welcome value

    ~$200

    Welcome More Rewards points 20,000

    Annual fee
    No fee
    Purchase APR
    20.99%
    7.9Cited · verified 2026-06-13View →
  4. 5
    Scotiabank

    Scotiabank Gold American Express Card

    Great for travel abroad

    Welcome value

    ~$450

    Earn up to 45,000 bonus Scene+ points ($450 in travel rewards)

    Annual fee
    $120
    Purchase APR
    21.99%
    8.3Cited · verified 2026-06-13View →
  5. 6
    American ExpressReserve

    The American Express® Aeroplan®* Reserve Card

    Travel points & miles

    Welcome value

    ~$2310

    Earn up to 110,000 Aeroplan points

    Annual fee
    $599
    Purchase APR
    21.99%
    8.5Cited · verified 2026-06-13View →
  6. 7
    BMOWorld Elite

    BMO CashBack World Elite Mastercard

    Cash back on everyday spending

    Welcome value

    No current offer

    Get up to $650 in value and the annual fees waived in the first year.

    Annual fee
    $139
    Purchase APR
    21.99%
    7.6Cited · verified 2026-06-13View →
  7. 8
    American ExpressPlatinum

    The Platinum Card®

    Everyday rewards

    Welcome value

    ~$2600

    Earn up to 130,000 Membership Rewards points

    Annual fee
    $799
    Purchase APR
    21.99%
    8.1Cited · verified 2026-06-13View →
  8. 9
    RBC Royal BankInfinite

    RBC British Airways Visa Infinite

    Travel points & miles

    Welcome value

    No current offer

    Offer available

    Annual fee
    $165
    Purchase APR
    20.50%
    7.6Cited · verified 2026-06-13View →
  9. 10
    American Express

    American Express® Aeroplan®* Card

    Travel points & miles

    Welcome value

    ~$945

    Earn up to 45,000 Aeroplan points

    Annual fee
    $120
    Purchase APR
    21.99%
    8.2Cited · verified 2026-06-13View →
  10. 11
    CIBC

    CIBC Aeroplan Visa Business Card

    For business spending

    Welcome value

    ~$1575

    Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points

    Annual fee
    $180
    Purchase APR
    12.99%
    8.6Cited · verified 2026-06-13View →
  11. 12
    CIBCInfinite Privilege

    CIBC Aeroplan Visa Infinite Privilege Card

    Travel points & miles

    Welcome value

    No current offer

    Annual fee
    $599
    Purchase APR
    21.99%
    7.2Cited · verified 2026-06-13View →
  12. 13
    TD Canada Trust

    TD Aeroplan Visa Business Card

    For business spending

    Welcome value

    ~$1260

    Up to $1,900 in value including up to 60,000 Aeroplan points and first-year annual fee rebate

    Annual fee
    $149
    Purchase APR
    14.99%
    8.6Cited · verified 2026-06-13View →
  13. 14
    TD Canada TrustInfinite Privilege

    TD® Aeroplan® Visa Infinite Privilege* Card

    Travel points & miles

    Welcome value

    ~$1785

    Welcome bonus up to 85,000 Aeroplan points

    Annual fee
    $599
    Purchase APR
    21.99%
    8.1Cited · verified 2026-06-13View →
  14. 15
    CIBCWorld Mastercard

    CIBC Costco Mastercard (Costco World Mastercard)

    Cash back on everyday spending

    Welcome value

    No current offer

    Annual fee
    No fee
    Purchase APR
    21.75%
    7.2Cited · verified 2026-06-13View →
  15. 16
    Scotiabank

    Scotia Momentum for Business Visa Card

    For business spending

    Welcome value

    No current offer

    Get 5% cash back on up to $6,500 in purchases in the first three months

    Annual fee
    $79
    Purchase APR
    20.99%
    7.1Cited · verified 2026-06-13View →
  16. 17
    Scotiabank

    Scotiabank American Express Card

    No annual fee rewards

    Welcome value

    ~$25

    Earn 2,500 bonus Scene+ points

    Annual fee
    No fee
    Purchase APR
    21.99%
    7.2Cited · verified 2026-06-13View →
  17. 18
    ScotiabankInfinite

    Scotiabank Passport Visa Infinite Card

    Great for travel abroad

    Welcome value

    ~$500

    Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months

    Annual fee
    $150
    Purchase APR
    20.99%
    8.1Cited · verified 2026-06-13View →
  18. 19
    ScotiabankInfinite Privilege

    Scotiabank Passport Visa Infinite Privilege Card

    Great for travel abroad

    Welcome value

    ~$300

    Earn 30,000 bonus Scene+ points

    Annual fee
    $599
    Purchase APR
    20.99%
    7.6Cited · verified 2026-06-13View →
  19. 20
    TD Canada TrustInfinite

    TD Cash Back Visa Infinite* Card

    Cash back on everyday spending

    Welcome value

    No current offer

    Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate

    Annual fee
    $139
    Purchase APR
    21.99%
    7.0Cited · verified 2026-06-13View →
  20. 21
    TD Canada TrustInfinite

    TD® First Class Travel® Visa Infinite* Card

    Everyday rewards

    Welcome value

    ~$730

    Up to $1,300 in value including up to 146,000 TD Rewards Points plus first-year annual fee rebate

    Annual fee
    $139
    Purchase APR
    21.99%
    7.9Cited · verified 2026-06-13View →
  21. 22
    TD Canada TrustPlatinum

    TD® Platinum Travel Visa* Card

    Everyday rewards

    Welcome value

    ~$250

    Up to $370 in value including up to 50,000 TD Rewards Points plus first-year annual fee rebate

    Annual fee
    $89
    Purchase APR
    21.99%
    7.2Cited · verified 2026-06-13View →
  22. 23
    American Express

    American Express Aeroplan Business Reserve Card

    For business spending

    Welcome value

    ~$2520

    Earn up to 120,000 Welcome Bonus Aeroplan points

    Annual fee
    $599
    Purchase APR
    21.99%
    8.4Cited · verified 2026-06-13View →
  23. 24
    American Express

    Business Platinum Card from American Express

    For business spending

    Welcome value

    ~$1000

    Earn up to 50,000 Membership Rewards points

    Annual fee
    $799
    Purchase APR
    7.4Cited · verified 2026-06-13View →

Frequently asked

What is the best credit card for Uber and Uber Eats in Canada?
Based on the earn rate that applies at Uber and Uber Eats, the The American Express® Cobalt® Card from American Express currently leads, with a $191.88 annual fee and 21.99% purchase APR. Rankings update daily.
How are these cards ranked?
We rank by the best earn rate each card delivers at Uber and Uber Eats, expressed in cents per dollar so cash back and points compare fairly. Every figure is pulled from the official issuer page, never an affiliate feed.
How current is this information?
Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.

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