Best for
Best Credit Card for Apple Store in Canada (July 2026)
Apple Store online and in-store purchases for devices, accessories, and services. These cards earn the most on electronics and general spending. 71 cards, ranked. Every figure cites the official issuer page. Updated 2026-07-29.
The best credit card for Apple Store in Canada right now is the RBC ION+ Visa from RBC Royal Bank, which tops our ranking of 71 cards by the earn rate that actually applies at Apple Store ($48 annual fee, 20.99% purchase APR). We rank by cents earned per dollar so cash back and points compare fairly, with every figure sourced from the official issuer page and refreshed 2026-07-29. Nothing here is financial advice.
RBC ION+ Visa
RBC Royal Bank
Welcome value
~$280
Annual fee
$48
Purchase APR
20.99%
- Bonus covers 5× the annual fee
- Earn 3x on groceries gas dining rideshare streaming
RBC ION+ Visa
VISAThe rest of the ranking
23 more cards- 2
American Express
The American Express® Cobalt® Card
Everyday rewards
Welcome value
~$300
Earn up to 15,000 Membership Rewards points in your first year
- Annual fee
- $191.88
- Purchase APR
- 21.99%
7.9Cited · verified 2026-06-13View → - 3
American Express
American Express® Gold Rewards Card
Everyday rewards
Welcome value
~$1200
Earn up to 60,000 Membership Rewards points in your first year
- Annual fee
- $250
- Purchase APR
- 21.99%
8.4Cited · verified 2026-06-13View → - 4
RBC Royal BankInfinite
More Rewards RBC Visa Infinite
No annual fee rewards
Welcome value
~$200
Welcome More Rewards points 20,000
- Annual fee
- No fee
- Purchase APR
- 20.99%
8.0Cited · verified 2026-06-13View → - 5
CIBC
CIBC Aeroplan Visa Business Card
For business spending
Welcome value
~$1575
Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points
- Annual fee
- $180
- Purchase APR
- 12.99%
8.6Cited · verified 2026-06-13View → - 6
RBC Royal BankStandard
More Rewards RBC Visa
No annual fee rewards
Welcome value
~$200
Welcome More Rewards points 20,000
- Annual fee
- No fee
- Purchase APR
- 20.99%
7.9Cited · verified 2026-06-13View → - 7
RBC Royal BankStandard
RBC ION Visa
Travel points & miles
Welcome value
~$140
Get 7,000 Avion points upon approval - that's $50 of value in gift cards
- Annual fee
- No fee
- Purchase APR
- 20.99%
7.4Cited · verified 2026-06-13View → - 8
Scotiabank
Scotiabank Gold American Express Card
Great for travel abroad
Welcome value
~$450
Earn up to 45,000 bonus Scene+ points ($450 in travel rewards)
- Annual fee
- $120
- Purchase APR
- 21.99%
8.3Cited · verified 2026-06-13View → - 9
TD Canada TrustInfinite
TD Cash Back Visa Infinite* Card
Cash back on everyday spending
Welcome value
—
No current offer
Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.0Cited · verified 2026-06-13View → - 10
RBC Royal BankWorld Elite
WestJet RBC World Elite Mastercard for Business
For business spending
Welcome value
~$450
45,000 welcome WestJet points after your first purchase
- Annual fee
- $175
- Purchase APR
- 19.99%
7.4Cited · verified 2026-06-13View → - 11
American Express
American Express Aeroplan Business Reserve Card
For business spending
Welcome value
~$2520
Earn up to 120,000 Welcome Bonus Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.4Cited · verified 2026-06-13View → - 12
CIBCInfinite Privilege
CIBC Aeroplan Visa Infinite Privilege Card
Travel points & miles
Welcome value
—
No current offer
- Annual fee
- $599
- Purchase APR
- 21.99%
7.2Cited · verified 2026-06-13View → - 13
TD Canada TrustInfinite Privilege
TD® Aeroplan® Visa Infinite Privilege* Card
Travel points & miles
Welcome value
~$1785
Welcome bonus up to 85,000 Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.1Cited · verified 2026-06-13View → - 14
American ExpressReserve
The American Express® Aeroplan®* Reserve Card
Travel points & miles
Welcome value
~$2310
Earn up to 110,000 Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.5Cited · verified 2026-06-13View → - 15
American Express
Business Platinum Card from American Express
For business spending
Welcome value
~$1000
Earn up to 50,000 Membership Rewards points
- Annual fee
- $799
- Purchase APR
- —
7.4Cited · verified 2026-06-13View → - 16
RBC Royal BankInfinite Privilege
RBC Avion Visa Infinite Privilege
Travel points & miles
Welcome value
~$2000
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 45,000 one-time anniversary bonus points
- Annual fee
- $399
- Purchase APR
- 20.99%
7.9Cited · verified 2026-06-13View → - 17
American Express
American Express® Aeroplan®* Card
Travel points & miles
Welcome value
~$945
Earn up to 45,000 Aeroplan points
- Annual fee
- $120
- Purchase APR
- 21.99%
8.2Cited · verified 2026-06-13View → - 18
CIBCInfinite
CIBC Aeroplan Visa Infinite Card
Travel points & miles
Welcome value
—
No current offer
- Annual fee
- $139
- Purchase APR
- 21.99%
7.1Cited · verified 2026-06-13View → - 19
TD Canada Trust
TD Aeroplan Visa Business Card
For business spending
Welcome value
~$1260
Up to $1,900 in value including up to 60,000 Aeroplan points and first-year annual fee rebate
- Annual fee
- $149
- Purchase APR
- 14.99%
8.6Cited · verified 2026-06-13View → - 20
TD Canada TrustInfinite
TD® Aeroplan® Visa Infinite* Card
Travel points & miles
Welcome value
~$840
Up to $1,350 in value including up to 40,000 Aeroplan points plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.8Cited · verified 2026-06-13View → - 21
TD Canada TrustPlatinum
TD® Aeroplan® Visa Platinum* Card
Travel points & miles
Welcome value
~$420
Welcome bonus up to 20,000 Aeroplan points
- Annual fee
- $89
- Purchase APR
- 21.99%
7.1Cited · verified 2026-06-13View → - 22
American Express
American Express Business Gold Rewards Card
For business spending
Welcome value
~$1400
Earn up to 70,000 Membership Rewards points
- Annual fee
- $199
- Purchase APR
- —
8.7Cited · verified 2026-06-13View → - 23
American Express
American Express® Green Card
No annual fee rewards
Welcome value
~$200
Earn 10,000 Membership Rewards points
- Annual fee
- No fee
- Purchase APR
- 21.99%
7.0Cited · verified 2026-06-13View → - 24
CIBCWorld Mastercard
CIBC Costco Mastercard (Costco World Mastercard)
Cash back on everyday spending
Welcome value
—
No current offer
- Annual fee
- No fee
- Purchase APR
- 21.75%
7.2Cited · verified 2026-06-13View →
Frequently asked
- What is the best credit card for Apple Store in Canada?
- Based on the earn rate that applies at Apple Store, the RBC ION+ Visa from RBC Royal Bank currently leads, with a $48 annual fee and 20.99% purchase APR. Rankings update daily.
- How are these cards ranked?
- We rank by the best earn rate each card delivers at Apple Store, expressed in cents per dollar so cash back and points compare fairly. Every figure is pulled from the official issuer page, never an affiliate feed.
- How current is this information?
- Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.
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