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Best Credit Card for Apple Store in Canada (July 2026)

Apple Store online and in-store purchases for devices, accessories, and services. These cards earn the most on electronics and general spending. 71 cards, ranked. Every figure cites the official issuer page. Updated 2026-07-29.

The best credit card for Apple Store in Canada right now is the RBC ION+ Visa from RBC Royal Bank, which tops our ranking of 71 cards by the earn rate that actually applies at Apple Store ($48 annual fee, 20.99% purchase APR). We rank by cents earned per dollar so cash back and points compare fairly, with every figure sourced from the official issuer page and refreshed 2026-07-29. Nothing here is financial advice.

0Cards ranked
0%Sourced figures
07-29Last updated
$0Affiliate bias
1Top pick · for Apple Store

RBC ION+ Visa

RBC Royal Bank

Welcome value

~$280

Annual fee

$48

Purchase APR

20.99%

  • Bonus covers 5× the annual fee
  • Earn 3x on groceries gas dining rideshare streaming
RBC Royal BankStandard
••••••••••••8845

RBC ION+ Visa

VISA

The rest of the ranking

23 more cards
  1. 2
    American Express

    The American Express® Cobalt® Card

    Everyday rewards

    Welcome value

    ~$300

    Earn up to 15,000 Membership Rewards points in your first year

    Annual fee
    $191.88
    Purchase APR
    21.99%
    7.9Cited · verified 2026-06-13View →
  2. 3
    American Express

    American Express® Gold Rewards Card

    Everyday rewards

    Welcome value

    ~$1200

    Earn up to 60,000 Membership Rewards points in your first year

    Annual fee
    $250
    Purchase APR
    21.99%
    8.4Cited · verified 2026-06-13View →
  3. 4
    RBC Royal BankInfinite

    More Rewards RBC Visa Infinite

    No annual fee rewards

    Welcome value

    ~$200

    Welcome More Rewards points 20,000

    Annual fee
    No fee
    Purchase APR
    20.99%
    8.0Cited · verified 2026-06-13View →
  4. 5
    CIBC

    CIBC Aeroplan Visa Business Card

    For business spending

    Welcome value

    ~$1575

    Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points

    Annual fee
    $180
    Purchase APR
    12.99%
    8.6Cited · verified 2026-06-13View →
  5. 6
    RBC Royal BankStandard

    More Rewards RBC Visa

    No annual fee rewards

    Welcome value

    ~$200

    Welcome More Rewards points 20,000

    Annual fee
    No fee
    Purchase APR
    20.99%
    7.9Cited · verified 2026-06-13View →
  6. 7
    RBC Royal BankStandard

    RBC ION Visa

    Travel points & miles

    Welcome value

    ~$140

    Get 7,000 Avion points upon approval - that's $50 of value in gift cards

    Annual fee
    No fee
    Purchase APR
    20.99%
    7.4Cited · verified 2026-06-13View →
  7. 8
    Scotiabank

    Scotiabank Gold American Express Card

    Great for travel abroad

    Welcome value

    ~$450

    Earn up to 45,000 bonus Scene+ points ($450 in travel rewards)

    Annual fee
    $120
    Purchase APR
    21.99%
    8.3Cited · verified 2026-06-13View →
  8. 9
    TD Canada TrustInfinite

    TD Cash Back Visa Infinite* Card

    Cash back on everyday spending

    Welcome value

    No current offer

    Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate

    Annual fee
    $139
    Purchase APR
    21.99%
    7.0Cited · verified 2026-06-13View →
  9. 10
    RBC Royal BankWorld Elite

    WestJet RBC World Elite Mastercard for Business

    For business spending

    Welcome value

    ~$450

    45,000 welcome WestJet points after your first purchase

    Annual fee
    $175
    Purchase APR
    19.99%
    7.4Cited · verified 2026-06-13View →
  10. 11
    American Express

    American Express Aeroplan Business Reserve Card

    For business spending

    Welcome value

    ~$2520

    Earn up to 120,000 Welcome Bonus Aeroplan points

    Annual fee
    $599
    Purchase APR
    21.99%
    8.4Cited · verified 2026-06-13View →
  11. 12
    CIBCInfinite Privilege

    CIBC Aeroplan Visa Infinite Privilege Card

    Travel points & miles

    Welcome value

    No current offer

    Annual fee
    $599
    Purchase APR
    21.99%
    7.2Cited · verified 2026-06-13View →
  12. 13
    TD Canada TrustInfinite Privilege

    TD® Aeroplan® Visa Infinite Privilege* Card

    Travel points & miles

    Welcome value

    ~$1785

    Welcome bonus up to 85,000 Aeroplan points

    Annual fee
    $599
    Purchase APR
    21.99%
    8.1Cited · verified 2026-06-13View →
  13. 14
    American ExpressReserve

    The American Express® Aeroplan®* Reserve Card

    Travel points & miles

    Welcome value

    ~$2310

    Earn up to 110,000 Aeroplan points

    Annual fee
    $599
    Purchase APR
    21.99%
    8.5Cited · verified 2026-06-13View →
  14. 15
    American Express

    Business Platinum Card from American Express

    For business spending

    Welcome value

    ~$1000

    Earn up to 50,000 Membership Rewards points

    Annual fee
    $799
    Purchase APR
    7.4Cited · verified 2026-06-13View →
  15. 16
    RBC Royal BankInfinite Privilege

    RBC Avion Visa Infinite Privilege

    Travel points & miles

    Welcome value

    ~$2000

    Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 45,000 one-time anniversary bonus points

    Annual fee
    $399
    Purchase APR
    20.99%
    7.9Cited · verified 2026-06-13View →
  16. 17
    American Express

    American Express® Aeroplan®* Card

    Travel points & miles

    Welcome value

    ~$945

    Earn up to 45,000 Aeroplan points

    Annual fee
    $120
    Purchase APR
    21.99%
    8.2Cited · verified 2026-06-13View →
  17. 18
    CIBCInfinite

    CIBC Aeroplan Visa Infinite Card

    Travel points & miles

    Welcome value

    No current offer

    Annual fee
    $139
    Purchase APR
    21.99%
    7.1Cited · verified 2026-06-13View →
  18. 19
    TD Canada Trust

    TD Aeroplan Visa Business Card

    For business spending

    Welcome value

    ~$1260

    Up to $1,900 in value including up to 60,000 Aeroplan points and first-year annual fee rebate

    Annual fee
    $149
    Purchase APR
    14.99%
    8.6Cited · verified 2026-06-13View →
  19. 20
    TD Canada TrustInfinite

    TD® Aeroplan® Visa Infinite* Card

    Travel points & miles

    Welcome value

    ~$840

    Up to $1,350 in value including up to 40,000 Aeroplan points plus first-year annual fee rebate

    Annual fee
    $139
    Purchase APR
    21.99%
    7.8Cited · verified 2026-06-13View →
  20. 21
    TD Canada TrustPlatinum

    TD® Aeroplan® Visa Platinum* Card

    Travel points & miles

    Welcome value

    ~$420

    Welcome bonus up to 20,000 Aeroplan points

    Annual fee
    $89
    Purchase APR
    21.99%
    7.1Cited · verified 2026-06-13View →
  21. 22
    American Express

    American Express Business Gold Rewards Card

    For business spending

    Welcome value

    ~$1400

    Earn up to 70,000 Membership Rewards points

    Annual fee
    $199
    Purchase APR
    8.7Cited · verified 2026-06-13View →
  22. 23
    American Express

    American Express® Green Card

    No annual fee rewards

    Welcome value

    ~$200

    Earn 10,000 Membership Rewards points

    Annual fee
    No fee
    Purchase APR
    21.99%
    7.0Cited · verified 2026-06-13View →
  23. 24
    CIBCWorld Mastercard

    CIBC Costco Mastercard (Costco World Mastercard)

    Cash back on everyday spending

    Welcome value

    No current offer

    Annual fee
    No fee
    Purchase APR
    21.75%
    7.2Cited · verified 2026-06-13View →

Frequently asked

What is the best credit card for Apple Store in Canada?
Based on the earn rate that applies at Apple Store, the RBC ION+ Visa from RBC Royal Bank currently leads, with a $48 annual fee and 20.99% purchase APR. Rankings update daily.
How are these cards ranked?
We rank by the best earn rate each card delivers at Apple Store, expressed in cents per dollar so cash back and points compare fairly. Every figure is pulled from the official issuer page, never an affiliate feed.
How current is this information?
Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.

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