Best for
Best Credit Card for Food Delivery in Canada (July 2026)
Uber Eats, DoorDash, and SkipTheDishes code as dining and food delivery. These cards earn the most on takeout. 70 cards, ranked. Every figure cites the official issuer page. Updated 2026-07-29.
The best credit card for Food Delivery in Canada right now is the The American Express® Cobalt® Card from American Express, which tops our ranking of 70 cards by the earn rate that actually applies at Food Delivery ($191.88 annual fee, 21.99% purchase APR). We rank by cents earned per dollar so cash back and points compare fairly, with every figure sourced from the official issuer page and refreshed 2026-07-29. Nothing here is financial advice.
The American Express® Cobalt® Card
American Express
Welcome value
~$300
Annual fee
$191.88
Purchase APR
21.99%
- Big welcome bonus worth ~$300
- Earn 5x on eats & drinks (eligible restaurants, food delivery, groceries in canada)
The American Express® Cobalt® Card
AMERICAN EXPRESSThe rest of the ranking
23 more cards- 2
RBC Royal BankInfinite
More Rewards RBC Visa Infinite
No annual fee rewards
Welcome value
~$200
Welcome More Rewards points 20,000
- Annual fee
- No fee
- Purchase APR
- 20.99%
8.0Cited · verified 2026-06-13View → - 3
RBC Royal BankStandard
RBC ION+ Visa
Travel points & miles
Welcome value
~$280
Get 14,000 Avion points upon approval - that's $100 of value in gift cards
- Annual fee
- $48
- Purchase APR
- 20.99%
8.0Cited · verified 2026-06-13View → - 4
RBC Royal BankStandard
More Rewards RBC Visa
No annual fee rewards
Welcome value
~$200
Welcome More Rewards points 20,000
- Annual fee
- No fee
- Purchase APR
- 20.99%
7.9Cited · verified 2026-06-13View → - 5
Scotiabank
Scotiabank Gold American Express Card
Great for travel abroad
Welcome value
~$450
Earn up to 45,000 bonus Scene+ points ($450 in travel rewards)
- Annual fee
- $120
- Purchase APR
- 21.99%
8.3Cited · verified 2026-06-13View → - 6
American ExpressReserve
The American Express® Aeroplan®* Reserve Card
Travel points & miles
Welcome value
~$2310
Earn up to 110,000 Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.5Cited · verified 2026-06-13View → - 7
American ExpressPlatinum
The Platinum Card®
Everyday rewards
Welcome value
~$2600
Earn up to 130,000 Membership Rewards points
- Annual fee
- $799
- Purchase APR
- 21.99%
8.1Cited · verified 2026-06-13View → - 8
RBC Royal BankInfinite
RBC British Airways Visa Infinite
Travel points & miles
Welcome value
—
No current offer
Offer available
- Annual fee
- $165
- Purchase APR
- 20.50%
7.6Cited · verified 2026-06-13View → - 9
American Express
American Express® Aeroplan®* Card
Travel points & miles
Welcome value
~$945
Earn up to 45,000 Aeroplan points
- Annual fee
- $120
- Purchase APR
- 21.99%
8.2Cited · verified 2026-06-13View → - 10
CIBC
CIBC Aeroplan Visa Business Card
For business spending
Welcome value
~$1575
Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points
- Annual fee
- $180
- Purchase APR
- 12.99%
8.6Cited · verified 2026-06-13View → - 11
CIBCInfinite Privilege
CIBC Aeroplan Visa Infinite Privilege Card
Travel points & miles
Welcome value
—
No current offer
- Annual fee
- $599
- Purchase APR
- 21.99%
7.2Cited · verified 2026-06-13View → - 12
TD Canada Trust
TD Aeroplan Visa Business Card
For business spending
Welcome value
~$1260
Up to $1,900 in value including up to 60,000 Aeroplan points and first-year annual fee rebate
- Annual fee
- $149
- Purchase APR
- 14.99%
8.6Cited · verified 2026-06-13View → - 13
TD Canada TrustInfinite Privilege
TD® Aeroplan® Visa Infinite Privilege* Card
Travel points & miles
Welcome value
~$1785
Welcome bonus up to 85,000 Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.1Cited · verified 2026-06-13View → - 14
Scotiabank
Scotia Momentum for Business Visa Card
For business spending
Welcome value
—
No current offer
Get 5% cash back on up to $6,500 in purchases in the first three months
- Annual fee
- $79
- Purchase APR
- 20.99%
7.1Cited · verified 2026-06-13View → - 15
Scotiabank
Scotiabank American Express Card
No annual fee rewards
Welcome value
~$25
Earn 2,500 bonus Scene+ points
- Annual fee
- No fee
- Purchase APR
- 21.99%
7.2Cited · verified 2026-06-13View → - 16
ScotiabankInfinite
Scotiabank Passport Visa Infinite Card
Great for travel abroad
Welcome value
~$500
Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months
- Annual fee
- $150
- Purchase APR
- 20.99%
8.1Cited · verified 2026-06-13View → - 17
ScotiabankInfinite Privilege
Scotiabank Passport Visa Infinite Privilege Card
Great for travel abroad
Welcome value
~$300
Earn 30,000 bonus Scene+ points
- Annual fee
- $599
- Purchase APR
- 20.99%
7.6Cited · verified 2026-06-13View → - 18
TD Canada TrustInfinite
TD® First Class Travel® Visa Infinite* Card
Everyday rewards
Welcome value
~$730
Up to $1,300 in value including up to 146,000 TD Rewards Points plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.9Cited · verified 2026-06-13View → - 19
TD Canada TrustPlatinum
TD® Platinum Travel Visa* Card
Everyday rewards
Welcome value
~$250
Up to $370 in value including up to 50,000 TD Rewards Points plus first-year annual fee rebate
- Annual fee
- $89
- Purchase APR
- 21.99%
7.2Cited · verified 2026-06-13View → - 20
American Express
American Express Aeroplan Business Reserve Card
For business spending
Welcome value
~$2520
Earn up to 120,000 Welcome Bonus Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
8.4Cited · verified 2026-06-13View → - 21
American Express
Business Platinum Card from American Express
For business spending
Welcome value
~$1000
Earn up to 50,000 Membership Rewards points
- Annual fee
- $799
- Purchase APR
- —
7.4Cited · verified 2026-06-13View → - 22
RBC Royal BankInfinite Privilege
RBC Avion Visa Infinite Privilege
Travel points & miles
Welcome value
~$2000
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 45,000 one-time anniversary bonus points
- Annual fee
- $399
- Purchase APR
- 20.99%
7.9Cited · verified 2026-06-13View → - 23
CIBCInfinite
CIBC Aeroplan Visa Infinite Card
Travel points & miles
Welcome value
—
No current offer
- Annual fee
- $139
- Purchase APR
- 21.99%
7.1Cited · verified 2026-06-13View → - 24
TD Canada TrustInfinite
TD® Aeroplan® Visa Infinite* Card
Travel points & miles
Welcome value
~$840
Up to $1,350 in value including up to 40,000 Aeroplan points plus first-year annual fee rebate
- Annual fee
- $139
- Purchase APR
- 21.99%
7.8Cited · verified 2026-06-13View →
Frequently asked
- What is the best credit card for Food Delivery in Canada?
- Based on the earn rate that applies at Food Delivery, the The American Express® Cobalt® Card from American Express currently leads, with a $191.88 annual fee and 21.99% purchase APR. Rankings update daily.
- How are these cards ranked?
- We rank by the best earn rate each card delivers at Food Delivery, expressed in cents per dollar so cash back and points compare fairly. Every figure is pulled from the official issuer page, never an affiliate feed.
- How current is this information?
- Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.
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